Indian Bank Balance Check Number: Via SMS, Missed Call & App

How to Indian Bank Balance Check Number

Keeping track of your Indian Bank account balance is important. Whether you’re planning to invest in stocks like Reliance or TCS, or simply paying for groceries, knowing your balance helps you spend smartly. The good thing is, checking your balance is easy. You don’t need to go to the bank. You can do it from your phone using a missed call, SMS, app, or other methods. So here we will discuss Indian Bank balance check number.

Check Indian Bank Balance Using Toll-Free Number

Check Indian Bank Balance Through the Toll-Free Number

You can check your Indian Bank balance by calling the toll-free number. It’s free, and you can do it from your phone without visiting the bank.

  1. Call 1800 4250 0000 from your registered mobile number (the number linked to your bank account).
  2. Choose your preferred language (like Hindi, English, Tamil, etc.).
  3. Follow the voice instructions or talk to the customer care executive.
  4. They will tell you your account balance.

Note: Keep your account details handy in case the executive asks for it.

Check Indian Bank Balance by Missed Call

Check Indian Bank Balance Through missed call

This is one of the easiest ways to check your Indian Bank balance. Just give a missed call, and you’ll get your balance by SMS.

  1. Give a missed call to 96776 33000 from your registered mobile number (the number linked with your account).
  2. The call will disconnect automatically after 1 or 2 rings.
  3. You’ll receive an SMS with your account balance.

Note: This works only if your mobile number is registered with the bank.

Check Indian Bank Balance by SMS

You can check your Indian Bank balance by sending a simple SMS.

  • SMS number: 94443 94443
  • Format for balance check: BALAVL MPIN
  • Example: If your account number is 999999999999 and your MPIN is 8888, send this SMS: BALAVL 999999999999 8888

Send it to 94443 94443. You’ll get an SMS reply with your account balance.

Other SMS code you use:

Types of requests  SMS Format SMS Code
Last 3 Transactions (mini statement) LATRAN  LATRAN LATRAN
Regular balance inquiry BALAVL MPIN BALAVL
Check the deposited cheque status DCHSTS chq no MPIN DCHSTS MPIN DCHSTS
Check the Cheque status CHQSTS chq no MPIN CHQSTS MPIN CHQSTS
Bank-related query  Help code MPIN HELP
Change mobile banking PIN CHGPIN new MPIN OMPIN CHGPIN

Note: This will work only from your registered mobile number.

Check Indian Bank Balance by WhatsApp

Check Indian Bank Balance Through WhatsApp

Indian Bank also offers balance check through WhatsApp, which is easy to use.

  1. Save WhatsApp number 87544 24242 in your phone contacts.
  2. Open WhatsApp and send Hi from your registered mobile number.
  3. You’ll get a list of options.
  4. Reply with 1 for balance enquiry.
  5. You’ll get your account balance on WhatsApp chat.

Note: Make sure your mobile number is registered with the bank for this service to work.

Check Indian Bank Balance by Internet Banking

Check Indian Bank Balance Through net banking

If you have Indian Bank net banking, you can check your balance anytime online.

  1. Go to www.indianbank.in
  2. Click on Login for Net Banking
  3. Enter your User ID and password
  4. After logging in, click on View Account Details
  5. Your balance will be shown on the screen

Note: You can also use net banking to transfer money, pay bills, or open FDs/RDs.

Check Indian Bank Balance Using Mobile App

Check Indian Bank Balance Through App

Indian Bank offers mobile apps to check your balance and use other banking services.

  • App name: Indian Bank IndOASIS (for regular customers).
  • Also available: Indian Bank Corporate Merchant (for businesses and retailers).

Steps to check balance on IndOASIS app:

  1. Download IndOASIS from Play Store or App Store.
  2. Log in with your credentials (you’ll need debit card details for first-time setup).
  3. Once logged in, your dashboard will open.
  4. Tap My Account to see your balance on the screen.

Note: You can also check mini statements, transfer funds, or request a chequebook from the app.

Check Indian Bank Balance Using UPI App

You can check your Indian Bank balance using any UPI app like PhonePe, Google Pay, Paytm, or BHIM.

  1. Open your UPI app (like PhonePe or Google Pay).
  2. Enter your app password or security code to unlock.
  3. Select your Indian Bank account linked to UPI.
  4. Tap on Check Account Balance.
  5. Enter your UPI PIN.
  6. Your balance will appear on the screen.

Note: Make sure your Indian Bank account is linked to your UPI app before using this option.

Check Indian Bank Balance Using ATM

You can check your balance easily at any ATM, not just Indian Bank ATMs.

  • Visit any Indian Bank ATM (or other bank ATM).
  • Insert your ATM/debit card.
  • Enter your ATM PIN.
  • Select Balance Enquiry from the options.
  • Your balance will show on the screen.
  • You can also choose to print a receipt with your balance.

Note: Always collect your card after the transaction.

Check Indian Bank Balance by Email

This is a less common way, but you can ask for your balance by email.

  1. Write an email from your registered email ID.
  2. In the email, ask for your account balance.
  3. Send it to [email protected].
  4. The bank will reply with your balance or tell you what to do next.

Note: Make sure to mention your account number (partially masked for security) and contact details in the email.

Also Check - Axis Bank Net Banking

Check Indian Bank Balance by Visiting the Branch

If online or phone options don’t suit you, you can visit your Indian Bank branch to check your balance.

Ask at the Counter

  1. Go to your nearest Indian Bank branch.
  2. Ask the staff at the counter for your balance.
  3. You may need to show ID proof and give your account number.

Update Your Passbook

  1. Visit the branch passbook machine.
  2. Insert your passbook in the correct slot (barcode facing the scanner).
  3. The machine will print your recent transactions and final balance.
  4. If one page is full, flip to the next page and continue.

Conclusion

In Conclusion, checking your Indian Bank balance is quick and simple. You can do it from home or on the go. The easiest way is a missed call to 92895 92895. If you want more options, use SMS, WhatsApp, an app, or visit an ATM.

About the Author

Saniya

I'm a finance content writer with a BBA in FinTech, passionate about simplifying money matters for everyday Indians. I break down complex topics like investments, savings, and digital finance into easy, relatable content. My goal is to help you in a way that’s easy to understand, jargon-free, and actually useful in real life.

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