How to Link Your Aadhaar with Your SBI Bank Account?

If you’ve ever tried to buy shares of Tata Motors during market hours and suddenly faced a KYC error, chances are, your Aadhaar and SBI account aren’t linked. Linking your Aadhaar with your SBI bank account isn’t just another boring government formality. Aadhar link with an SBI bank account will get various benefits such as LPG subsidies, completing KYC for stock trading apps like Zerodha or Groww, and making sure your bank account doesn’t go into “sleep mode” because of missing documents. Here we will discuss how to link your Aadhaar with your SBI bank account.

How to Link Aadhaar with SBI Bank Account Online?

If you already use SBI Internet Banking, linking your Aadhaar to your account is super easy,no need to go to the bank, stand in lines, or fill up any forms. Here you have to follow these steps to link your Aadhaar with your SBI account online.

Go to the official SBI Internet Banking portal.
Log in using your User ID and Password.
Click on the ‘e-Services’ tab from the top menu.
Select ‘Update Aadhaar with Bank Accounts (CIF)’.
Choose your CIF number from the dropdown (this links to your account).
Enter your Aadhaar number twice to confirm.
Click the ‘Submit’ button.
You’ll see a confirmation message that your request has been received.

Once done, SBI will verify your Aadhaar with UIDAI (the Aadhaar authority). After successful verification, you'll get an SMS confirmation on your registered mobile number.

How to Link Aadhaar with SBI Bank Account Offline?

Not comfortable with internet banking or mobile apps? No problem. You can still link your Aadhaar with your SBI account, the good old-fashioned way, by visiting your nearest branch. This method is especially helpful for:

Senior citizens
People without smartphones
Those who trust face-to-face verification more than online portals

Here is a step-by-step guideline you have to follow:

Visit your nearest SBI branch
Use Google Maps or ask around just walk into your local State Bank of India branch.
Carry your original Aadhaar card
This is needed for ID verification.
Bring a self-attested photocopy of your Aadhaar
Sign the photocopy before handing it over.
Ask for the 'Aadhaar Linking Form'
Bank staff will usually have blank forms at the counter. You can also ask a security guard or a help desk person.
Fill out the form properly
Make sure your name, Aadhaar number, and bank account number are correct.
Submit the form and documents to the bank executive
They will ask for your original Aadhaar to match and verify details.
Verification and Acknowledgement
Once your documents are verified, the bank will register your Aadhaar linking request.

You’ll be given a receipt or acknowledgement slip for confirmation.

What Happens Next?

Your request will be processed, usually within 1–3 working days
You’ll receive an SMS confirmation on your registered mobile number once Aadhaar is linked to your account

How to Link Aadhaar with SBI Bank Account Using the SBI YONO App?

The SBI YONO app (or YONO Lite) is a one-stop shop for all your banking needs, including Aadhaar linking. No need to visit a branch or even open your laptop. Here is how you can link your Aadhaar card with your State Bank of India account via the SBI YONO or the SBI YONO Lite mobile application:

Download the AppGo to Google Play Store or Apple App Store and download: SBI YONO or SBI YONO Lite
Register/Login: If you're a first-time user, register using your SBI Internet Banking credentials. Trouble registering? Call the SBI helpline or visit the nearest branch for help.
Open the Menu. Tap the ☰ (three lines) or Menu icon on the top left.
Go to Quick Links > Service Request
Tap on ‘Manage Profile’
Choose ‘Aadhaar Linking’
Enter your 12-digit Aadhaar number. Type it carefully and double-check.
Then tap Confirm.

What Happens Next?

Once you confirm, SBI will send your Aadhaar for verification.
You’ll get an SMS update on your registered mobile number with the status of your request.
If there’s an error (like Aadhaar mismatch), you’ll also be notified.

How to Link Aadhaar with an SBI Bank Account Through an ATM?

Don’t have Internet banking? Can't figure out the YONO app? No worries. You can link your Aadhaar to your SBI account straight from an SBI ATM, just like you withdraw cash. Yes, you read that right. Your nearest SBI ATM can do more than spit out ₹500 notes; it can help you complete your KYC too. Here is a step-by-step guide you must follow:

Go to the Nearest SBI ATM.
Insert Your SBI ATM/Debit Card.
Enter Your 4-Digit ATM PIN.
Select 'Services' from the Main Menu.
Tap on ‘Registrations’ or look for ‘Aadhaar Registration’.
Choose Your Account Type (Usually Savings or Current, select what applies to you).
Enter Your 12-Digit Aadhaar Number.
Re-enter the Same Aadhaar Number to Confirm.
Submit and wait for the screen confirmation.

What Happens After?

Once you submit the Aadhaar number at the ATM:

SBI will initiate the verification with UIDAI.
You’ll get an SMS on your registered mobile number confirming that your Aadhaar linking request has been received.
Within 1-2 working days, you’ll get a second SMS once it’s successfully linked.

How to Link Aadhaar with SBI Bank Account via SMS?

No internet, no smartphone? No problem. You can link your Aadhaar to your SBI account just by sending an SMS from your registered mobile number. It’s super easy and takes less than a minute. This is the best option for:

People use feature phones (like old Nokia models).
Anyone who doesn’t use online banking.
Senior citizens who prefer simple, offline solutions.

You just have to follow the steps:

Open your phone’s SMS app
Type the message in this format: “UID ”
Send the SMS to: 567676

What Happens After?

If your mobile number is registered with SBI, you’ll get a confirmation SMS that says the Aadhaar linking request has been received.
If there’s a mismatch or issue (wrong Aadhaar, unregistered mobile, etc.), you’ll receive an SMS telling you what went wrong.

Note: The Aadhaar will be linked only after verification by UIDAI, which usually takes 1–2 working days.

Also read: How to Link Your Aadhaar with Your SBI Bank Account?

Conclusion

In conclusion, now you know how to link your Aadhaar with your SBI bank account, whether online, through the YONO app, ATM, SMS, or by visiting the branch. It’s a small step but very important for smooth banking, KYC updates, and things like stock trading, UPI, and government benefits. We hope this blog on how to link your Aadhaar with your SBI bank account has been helpful to you.

About the Author

Saniya

I'm a finance content writer with a BBA in FinTech, passionate about simplifying money matters for everyday Indians. I break down complex topics like investments, savings, and digital finance into easy, relatable content. My goal is to help you in a way that’s easy to understand, jargon-free, and actually useful in real life.

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