Bank of Baroda Net Banking – How to Register for it?

Bank of Baroda Net Banking is a great way to access your bank accounts and information online. It is also known as Baroda Connect and is the kind of service that is available 24/7 to assist you with all your financial needs.

Those who hold their bank accounts with the Bank of Baroda are in for a treat. BOB Netbanking has tons of benefits that include online balance checks, bill payments, transferring money online, requesting new checkbooks and passbooks, etc. 

In this article, we will discuss Bank of Baroda Net Banking, its features, and how to register for it. This facility is available all over the world for BOB account holders.

Features and Benefits of BOB Net Banking

Before we understand how to register for this service, let me tell you about the various benefits of net banking:

• You can have access to your bank accounts and all other services at all times of the day.
• BOB account holders can view their bank account details and start receiving mini statements to keep check of their account balance.
• You can easily transfer money online from your bank account to another. It is not limited to BOB, you can transfer money to other bank accounts as well through features like IMPS, RTGS, and NEFT.
• BOB net banking allows you to invest in mutual funds and even buy insurance policies to protect and grow your money.
• You can pay all your utility bills, telephone bills, and EMIs through the Bank of Baroda online internet banking service. Moreover, one can even set the bills to be paid automatically through the “Autopay” feature.
• In case of loss or theft of credit/debit cards, you can quickly block them and protect your money.
• You can easily get a new credit/debit card, passbook,  and even chequebooks. You can track their delivery status through the BOB website.
• Moreover, you can even open new RD and PPF accounts easily by just filling up your form. It becomes simple to avail of loans such as housing, education, and personal with this service.

Documents Required to Avail of BOB Net Banking

Here are some of the other essential documents to register for BOB net banking. Keep them handy as this will make the process quicker:

• Phone number that is linked to your bank account.
• PAN Card
• CIF Number, Branch Code, and Country Name. You will find all this information on the front page of your passbook.
• Debit Card Information
• Valid E-mail ID

Steps To Register for BOB Internet Banking

Here is a step-by-step guide to registering for the Bank of Baroda Internet Banking:

1. The first step is to visit the official website of the Bank of Baroda.
2. Look for the option that says “Ways to bank” and select “Internet Banking”.
3. Select the option “Retail User Login” in the next step. This will redirect you to a new page where you need to select “Online Registration Using Debit Card”.
4. Click on “Continue” and enter your BOB debit card details on the next page.
5. A new window will open up where you need to fill in your personal details such as your name, address, and phone number.
6. Read the terms and conditions carefully and accept them.
7. Now, you will be required to create a new customer ID and password. Fill in the details and submit them.
8. That’s it! Your registration will be successful. You will receive a text message on your registered phone number as confirmation.

How to log in and Activate Bank of Baroda Net Banking?

Now that you have successfully completed the registration process, you can activate your account have make use of all the services by logging in to your net banking account. Just follow the steps below:

1. Visit the official website of the Bank of Baroda and select “Internet Banking” 
2. Log in as a retail user. Enter the customer ID and password that you created at the time of registration.
3. Click on “Submit” to log in to the BOB net banking portal.

How to Recover BOB Internet Banking Password?

There are always times when you can’t seem to remember your password or you need to change it for security reasons. So, here are the steps to recover and change your password:

• Go to the official website of the Bank of Baroda and click on “Internet Banking”.
• When you log in, instead of entering your password, click on “Forgot password”.
• A new window will open up where you need to enter the mobile number that is linked to your bank account and registered for internet banking.
• You will be asked to enter your user ID, DOB, and PAN Number for verification.
• Clicking on “Submit” will lead you to receive an OTP for verification. Enter the OTP and tap on “Verify”.
• Now, you must enter the password and re-enter it for confirmation. Make sure to follow all the guidelines related to setting the password.
• You will receive a notification confirming that the password change is successful.

Now, you can log in successfully using the new password that you have created. Also, make sure you note down your password somewhere safe so that you do not have to repeat this entire process again.

How to Transfer Funds Through BOB Internet Banking?

Now that you have successfully registered an account with BOB Internet banking, it’s time to learn how to make use of it to transfer funds to other bank accounts.

1. Log in to your Baroda Connect account by visiting the official website of BOB.
2. After the successful login, click on “Fund Transfer” and select the option of “Transfer to other banks”.
3. Now, choose the option of payment i.e. IMPS/ NEFT/ RTGS.
4. Select the beneficiary account. You can also add the account by clicking on “Add Beneficiary” and by adding all the details like their account number, IFSC code, and name of the beneficiary.
5. Enter the amount that you want to transfer and then click submit.
6. After you do that the funds will be transferred to the beneficiary account successfully. Both you and the beneficiary will receive a confirmation message once the transaction is completed.

Transaction Limits for BOB Users

Bank of Baroda has several transaction limits set for different BOB net banking users. This is done to protect from scams and for additional security. Below, we give you a table with the limits for different transaction types:

Type of Transaction	Per Transaction Limit	Per day Limit	Weekly limit
NEFT and RTGS fund transfer	10 Lakhs	15 Lakhs	30 Lakhs
Third-party payments	7 Lakhs	10 Lakhs	12 Lakhs
Government accounts and self-linked accounts	NA	NA	None

Fees and Charges Applicable on BOB Internet Banking

When you make IMPS/ RTGS/ NEFT transactions through Baroda Connect, some charges are applicable which are mentioned below:

Transaction Type	Charges
IMPS	Rs.2.5 for transactions up to Rs.1000. Rs.5 for transactions between Rs.1001 to Rs.25000. Rs.7.5 for transactions between Rs.25001 to Rs.1,00,000. Rs.15 for transactions between Rs.1,00,001 to Rs.2,00,000. Rs.20 for transactions between Rs.2,00,001 to Rs.5,00,000.
NEFT	Rs.2.25 for transactions up to Rs.10,000. Rs.4.75 for transactions between Rs.10,001 to Rs.1,00,000. Rs.14.75 for transactions between Rs.1,00,001 to Rs.2,00,000. Rs.24.75 for transactions above Rs.2,00,000.
RTGS	Rs.24.50 + GST for transactions between 2 lakhs to 5 lakhs. Rs.49.50 + GST for transactions above Rs.5 lakhs.

Bank of Baroda Mobile Banking App

Customers of BOB would be delighted to know about this dedicated mobile app named as M-connect app. With this, you can carry out all the online services, and transactions, pay bills, and get all the necessary information regarding their bank account.

Here is how to download the app and use it to enjoy its services:

• Go to the Play Store and download the BOB m-banking app named M-Connect Plus.
• Open the app and click “Confirm”. Make sure that you download the app on the phone with your registered number. This way, your number will be fetched automatically.
• Click on “Register Now” to register for the mobile banking services.
• You will receive an OTP on your device for verification. Enter the same OTP to proceed further.
• Enter your BOB Debit card details. After this, you will be asked to create a strong password to log in. 
• Now, you will receive your mobile banking PIN through a text message.
• Just enter the m-pin and your password to log in to the mobile banking app.

That’s it! Your mobile banking services will be activated and you will be able to avail of all the services sitting at your home. You can even check your previous Bank of Baroda bank statements through this app.

Wrapping Up

The Bank of Baroda Net banking is a great and secure way to manage your financials. You get a seamless and hassle-free banking experience. This also eliminates the need to visit the bank for every minor issue.

Moreover, the Bank of Baroda customer care facility is readily available to help you if you face difficulties. I hope all the information provided in this article turns out helpful to you!