Axis Ace Credit Card: Benefits, Eligibility & Charges

Axis Ace Credit Card

If you are an Axis Bank user then you should be aware of the Axis Ace credit card or might have heard about it somewhere. It’s time for you to have this credit card to enjoy various benefits. Before proceeding further know some details about the Ace Credit Card.

Axis Ace credit card offers great cashback on all the user’s spending. It is a great way of enjoying offers that fit your budget and enhance your lifestyle. Moreover, it provides various discounts and cashback on traveling, dining, and many more.

With this Ace Credit card, you can unlock a world full of amazing offers and benefits but before availing them, you should learn about other aspects like the eligibility criteria and the charges. 

Key Features and Benefits of Axis Ace Credit Card

Whenever we try something new, it is obvious to note down the features and benefits it will provide us in the long run. Just like every other credit card, the Axis Ace Credit card also offers various benefits. 

Let’s talk about the various features and benefits of the Axis Ace Credit card:

Cashback on Daily Expenditure

  • The customer can earn a cashback of up to 5% on paying domestic bills like electricity, gas, internet, DTH, and others. Google Pay should be used to pay the bills to avail the cashback.
  • You can earn a cashback of 4% when you order something from either Swiggy, ZOmato, or Ola.
  • Get the chance to win an easy cashback of 1.5% on other expenditures. 

Free access to airport lounges

The Ace Card gives you free access to airport lounges per year at some selected public airports. Some of these airport lounges include:

  • BLR Domestic Lounge
  • Adani Lounge
  • 080 Domestic Lounge
  • Travel Club Lounge A
  • Encalm Lounge

Removal of extra charges on fuel purchases

The card removes extra charges when you purchase fuel. This is known as a fuel surcharge waiver. It offers a 1% fuel surcharge waiver when you purchase fuel from any station in India. 

It only gets activated upon transactions of up to ₹400 to ₹4000 maximum. However, the GST charged on fuel surcharge is non-refundable. 

Dining delights

Customers can enjoy a discount of up to 15% or more on delicious cuisines in more than 4000+ restaurants (in partnership with the bank) in India. Some of the restaurants include:

  • Fusion Ville 
  • Crazy Dough
  • Blanch

Purchases turned to EMI

The Ace Card gives you the benefit of converting any of your purchases into EMI. All you need to do is contact the bank and convert purchases of ₹ 2500 or above to EMI. 

These were the features and benefits of the Ace Card. Unlock various discounts and offers with the card and enjoy a comfortable and easy lifestyle.

Eligibility Criteria

It is important to know the eligibility criteria to enjoy the benefits of the card. The criteria only provide the information, the final decision lies with the Axis Bank

The cardholder should be at least 18 years old and less than 70 years old and a resident of India. Anyone below 18 and above 70 cannot apply for the card. 

Document Required

After passing the criteria, the person should have the official documents ready. Without the documents, the bank will not accept the application. These include

  • PAN card copy
  • Colour photograph
  • Latest bank statement/ payslip/ IT return copy (proof of income)
  • Residence proof (passport/ driving license/ Adhaar card/  Voter ID Card)

However, the documents might differ according to the particular application. 

Fee & Charges

Nothing comes for free, and especially benefits like the Ace card gives. To enjoy the benefits, the person needs to pay regular fees and charges. 

Description Charges
Card Issue In order to issue the card you need to pay ₹499.
Annual Fee You have to pay ₹499 after 2 years of issuance. (It can be cancelled on expenditure over ₹ 2,00,000)
Replacing the Card No fee
Payment by cash ₹ 100
Mobile notifications for transactions Free
Cash Withdrawal Fee 2.5% of the amount
Penalty for late payment Only applicable above ₹ 500

  • ₹ 500 if payment is between: ₹ 501- ₹ 5000
  •  ₹ 750 if payment is between ₹ 5,001- ₹ 10,000
  •  ₹1200 if total payment is ₹ 10,001 and above.
Dishonor Fee 2% of the payment amount.

Applicable on minimum ₹ 450 and maximum ₹ 1,500.

Transaction fee in foreign currency 3.5% of the value
Rent Transaction fee 1% bound at ₹ 15,000 per transaction
Online Payments made in foreign currency (Dynamic Currency Conversion Markup) 1% on international transactions in Indian currency at an international place.

1% on transactions made in Indian currency with merchants in India but registered in foreign land.

 The taxes will also be applied to these fees and charges. 

How to Apply for Axis Ace Credit Card Online

You can easily apply for the Axis Ace Credit Card online by following the steps below:

  • Open the official website of Axis Bank.
  • Click on the Explore Products option in the Menu.
  • Then click on Cards and under it Credit Cards.
  • Look for Axis Bank Ace Credit Card and click on Apply Now.
  • You will be transferred to a new page.
  • Provide the details on the screen under the Click to Connect option.
  • Click on the box so that the authority can connect to you.
  • Select the Call Me option and the bank representative will assist you with further process.

However, you can also apply for the same offline by visiting any Axis Bank branch nearby with the documents mentioned above. 

Final Words

Axis Ace Credit Card will provide you with a lot of benefits for an easy lifestyle. You should always check the fee and charges section so that you don’t have to pay any extra charges. Issue your Ace card today and unlock the world of cashback and an upgraded treatment. 

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