AU Bank Net Banking: Login, Features, Benefits & Safety Tips

AU Bank Net Banking is a smart way to handle your money without going to the bank. Offered by AU Small Finance Bank, it lets you do everything online, check balances, send money, pay bills, manage investments, and more. Whether you’re at home, in the office, or 1400 km away from your branch, AU Bank’s online banking service keeps you connected to your money. You just need a mobile, a laptop, or any device with internet.

How to Register for AU Bank Net Banking?

If you're an AU Bank customer and haven't registered yet, here’s how you can do it:

1. Visit the official website.

2. Click on the login option.

3. Then select the AU 0101 NetBanking option.

4. Now Click on the register option.

5. Enter the Customer ID.

6. Choose between a Credit card or a Debit card.

7. Choose account types and enter your account number.

8. Enter the OTP that you will get on the registered mobile number.

9. Set your Password.

10. Set your security question and your username.

11. Continue with the registration process.

How to Log in to AU Bank Net Banking?

Logging in is simple, like unlocking your door with the right key.

1. Visit the official website.

2. Click on the login option.

3. Then select the AU 0101 NetBanking option.

4. Enter your username & Password.

6. Now choose any of the options under the “take me directly to”.

7. Enter the Captcha code.

8. Now, click on the login button.

Forgot Your Password? Here’s How to Reset It

Reset Steps:

1. On the login page, click “Forgot/Unlock Password”.
2. Enter your Username, then click Next.
3. Fill in your account and debit card details.
4. Enter the OTP sent to your phone.
5. Create a new password and confirm it.

Benefits of AU Bank Net Banking

AU Bank Net Banking is an online banking platform by AU Small Finance Bank that helps you manage your money without visiting the branch. Whether you want to check your balance, transfer funds, or invest, you can do it all from your home. Here’s why it’s useful for every customer:

High Security

• All transactions are protected with encryption, two-factor authentication, and OTP login.
• Your money stays safe if you follow the right steps.

For example, just like you need a PIN to unlock your phone, AU Net Banking needs OTP + password to access.

Paperless Banking

• No need for forms or physical documents.
• Everything from statements to service requests is handled online.

Good for you, and good for the environment too.

Anytime Banking

• Access your account 24/7, even on Sundays or holidays.
• Check balance, pay bills, or transfer money anytime.

Banking is no longer tied to bank working hours.

Saves Time

• No more standing in long queues.
• Complete any transaction in minutes from your mobile or computer.

Useful when you’re busy or working from home.

Full Financial Control

• Track expenses, monitor loans, manage investments, and pay taxes—all from one place.
• Stay in charge of your entire financial life.

Like having a personal finance manager in your pocket.

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Key Features of AU Small Finance Bank Net Banking

AU Bank Net Banking gives you full control over your money, anytime, anywhere. No need to visit the branch for small things. Here’s what you can do online:

Fund Transfers

Send money to anyone using:

• NEFT: Normal transfers during banking hours.
• RTGS: For large amount transfers.
• IMPS: Instant transfers 24/7.

No delays, even on Sundays.

Loan Management

• Check your loan details.
• View your EMI schedule.
• Pre-pay your loan directly online.

Track your home loan or car loan easily from one place.

E-Statements

• Download your account statement anytime.
• No need for passbook updates or physical copies.

Perfect when applying for a visa, loan, or filing taxes.

Service Requests

• Apply for a chequebook.
• Request a stop payment on a cheque.
• Update personal details (mobile, email, address).

Do all these without visiting the branch.

Account Management

• View and manage all your accounts from one login.
• Includes savings, current, and fixed deposit accounts.

Easy to track balances and transactions.

Bill Payments

Pay all your regular bills online:

• Electricity
• Water
• Gas
• Mobile & DTH recharge
• Credit card bills

One platform for all payments, on time, every time.

Investment Services

• Open or renew Fixed Deposits.
• Manage your Mutual Funds.
• Track returns and maturity dates.

Invest smartly from your net banking dashboard.

Tax Services

• View TDS deductions.
• Download Form 16A.
• Pay advance tax and file returns.

Handle your income tax without running to a CA.

Safety Tips for AU Bank Net Banking Users

Net banking is very useful, but it’s also your responsibility to keep it safe. Just like you lock your house at night, you should protect your bank account while using it online. Follow these basic safety tips to stay secure:

Avoid Public Wi-Fi

• Never use net banking on public Wi-Fi (like at cafes, malls, or airports).
• Hackers can easily steal your information from open networks.

Use your mobile data or a trusted home Wi-Fi instead.

Beware of Phishing Messages

• Don’t click on links from unknown emails, SMS, or WhatsApp messages claiming to be from the bank.
• Always check the official AU Bank website before entering login details.

If it looks suspicious or too good to be true, it probably is.

Use a Strong Password

• Your password should include capital letters, small letters, numbers, and symbols (e.g., Abhb_123D).
• Don’t use your name, birthday, or mobile number as your password.

Change your password regularly for extra safety.

Enable Two-Factor Authentication (2FA)

• AU Bank already uses OTP (One-Time Password) for login and transactions.
• Never share your OTP with anyone, even if they claim to be from the bank.

The bank will never ask for your OTP over call, SMS, or email.

Check Your Account Regularly

• Keep an eye on your bank statements and transaction history.
• If you see anything strange or unknown, report it to AU Bank immediately.

A small check now can save you from a big loss later.

Conclusion

In conclusion, AU Bank Net Banking manages your money easily, safely, and efficiently, so it offers a range of features to meet all your banking needs, allowing you to access your account anytime, anywhere. So here whether you need to check your account balance, handle investments, or transfer money, this AU Bank online platform provides all these services at your fingertips.