SBI Unipay: Login, Features, Benefits & Customer Support

SBI Unipay is a digital payment service from the State Bank of India. It helps you pay bills, do mobile recharges, and manage money easily, all in one place. Whether you’re a student doing a Jio top-up or a trader paying your Zerodha charges, SBI Unipay makes it simple.

Login Process

Logging in is super simple. No need to remember a password, just your mobile number and OTP.

Visit the official website.
Then automatically the login box will pop up on the device screen, and if not there is a login button.
Enter your 10-digit registered mobile number.
Enter the captcha.
Click on the request OTP.
Enter your OTP, and receive it on your registered mobile number.
Now you can access the SBI Unipay.

Note: You don’t need a separate password. OTP is enough. If you set a PIN earlier and forgot it, use the "Forgot PIN" option.

Key Features of SBI Unipay

SBI Unipay is like having a digital Swiss Army knife for your payments. You can do all your bill payments and recharges in one app. So here are the key features:

Instant payment confirmation after every transaction.
Pay through UPI, debit/credit cards, or net banking.
Supports a wide range of billers: Electricity, Water, Gas, DTH, Broadband, Cable TV, Insurance, Mobile Recharge, FASTag.
No charges for digital payments.
Supports BBPS (Bharat Bill Payment System), backed by the RBI.
Advanced security with OTP & PIN.

Benefits of SBI Unipay

SBI Unipay isn’t just about paying bills, it’s about making life easier. So why do people use it:

Zero extra fees for digital payments.
Safe & Secure, handled by SBI and NPCI.
Quick integration for businesses, no coding headaches.
Bill reminders so you never miss a due date.
Use it via the YONO app, Online SBI, or even at SBI customer service points.
Merchants enjoy faster settlement and reduced cart abandonment.

SBI Unipay Bill Payment Services

Paying monthly bills is usually a headache. But with SBI Unipay, it's as easy as ordering food on Swiggy. No long queues, no hopping between apps, just one place to handle it all. Whether it's your home or office bills, Unipay lets you pay everything quickly, safely, and from anywhere.

Bill Type	Supported Services
Electricity	All major boards in India
Telecom	Mobile & Broadband (Jio, Airtel, BSNL)
Gas & Water	PNG, LPG, Municipal water
DTH	Tata Sky, Airtel Digital, Dish TV
Insurance	LIC, SBI Life, HDFC Life, etc
Taxes	Property, Water, etc.

SBI Unipay for Consumers

Paying online with SBI Unipay is simple, just like choosing Cash on Delivery on a shopping app. When you're buying something on an e-commerce site or using a service that supports SBI Unipay, just so how to use it:

Choose SBI Unipay as the payment option.
Pick your preferred method: UPI, debit card, credit card, or net banking.
Confirm and complete the payment.

That’s it. No need to switch apps or log in again. Other ways you can use SBI Unipay:

YONO SBI Mobile App
YONO Lite App
Online SBI Internet Banking
Customer Service Points (CSPs) for paying in person at local SBI outlets

For example: Buying a new phone from Flipkart? At checkout, pick SBI Unipay, pay using UPI, and you're done, fast, secure, and with no extra steps.

Is SBI Unipay Safe to Use?

Yes, SBI Unipay is 100% safe. It's backed by the State Bank of India (SBI) and works under the Bharat BillPay System, which is run by NPCI and regulated by the Reserve Bank of India (RBI). That means your money is handled with the same level of security as any trusted bank or payment app. Security features you get:

OTP for every login and payment, no OTP, no entry
PIN lock on the app to stop unwanted access
Encrypted data, your info stays protected
Same level of security as apps like GPay and PhonePe

Note: If you lose your phone or notice anything suspicious, call SBI support immediately and ask them to block access to your Unipay account.

Also Check - SBI HRMS Portal: Features, Login & Benefits

SBI Unipay Customer Support

Facing an issue with SBI Unipay? Don’t worry, help is always available. SBI offers proper customer support for Unipay users. Whether it’s a failed transaction, login problem, or billing issue, you can reach out anytime.

Email: Send your issue to [email protected]
Chat: Use the in-app chatbot for quick help
Visit: Go to your nearest SBI branch or Customer Service Point (CSP)

Conclusion

In conclusion, SBI Unipay is not just another app; it's a complete solution for all your digital payments. Whether you’re paying your DTH bill or managing trading costs, it’s fast, secure, and built for every Indian. With zero fees, multi-payment support, full security, and SBI trust, this tool simplifies life and business. So, stop using 5 different apps, switch to SBI Unipay, and handle everything in one place.

About the Author

Saniya

I'm a finance content writer with a BBA in FinTech, passionate about simplifying money matters for everyday Indians. I break down complex topics like investments, savings, and digital finance into easy, relatable content. My goal is to help you in a way that’s easy to understand, jargon-free, and actually useful in real life.

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