What is Bhabishyat Credit Card?

The Bhabishyat credit card is a government scheme in West Bengal that helps small businesses grow by offering them a loan up to INR 5 Lakh without collateral. So this also offers a digital system to track the application easily, making the process smooth and transparent.
So this credit card is a scheme by the West Bengal government to help small businesses upgrade their operation, so it was launched with the MSME and Textiles department, which provides you with easy access to a loan for entrepreneurs.
Key Features of Bhabishyat Credit Card
Here are the key features of this Scheme:
- Interest & Subsidy: Here, the interest rate very by bank, but the government provides subsidies to make loans affordable.
- Financial Support: It helps the entrepreneurs who struggle to get regular bank loans
- Easy Access: This requires minimal paperwork and also offers hassle-free loans.
- Loan Amount: Here, businesses can borrow up to INR 5 Lakh based on eligibility.
- No Collateral: There is no security or collateral needed for the loan.
- Online Process: Here application can be tracked online for convenience.
Required Documents for Bhabishyat Credit Card
Here are the required documents for this scheme:
Documents |
PAN Card |
Aadhaar Card |
Passport-size Photo |
Domicile Certificate |
Bank Account Details |
Detailed Project Report |
Steps to Log in to the Bhabishyat Credit Card Scheme
Here are the steps to log in to this credit card scheme:
- Visit the official website of this Scheme.
- Tap on the Login button.
- Enter your Username/ Mobile No / Email.
- Enter the password.
- Enter the image code (Captcha).
- Tick the Remember Me.
- Then tap on the Sign In button.
Conclusion
In conclusion, this credit card scheme stands as a testament to the West Bengal government, so by offering accessible financial services, that the scheme paves the way for a brighter future for the youth. So we hope our blog on Bhabishyat credit card is helpful.