UCO Bank Net Banking: Registration and Login Process

UCO Bank Net banking is an online banking banking for the UCO Bank customer to access the banking services 24/7 hours. So these net banking services are generally widely used by their customers. As it provides the benefits of performing multiple banking functions through a single platform.

Overview 

Here we cover all the information about UCO Bank net banking, such as there are many features and benefits of using UCO net banking services which include balance checks, fund transfers, online bill payments, downloading account statements, etc. Here, the UCO Bank account holder can register for these online banking services and then get access to these benefits.

So here we will discuss the activation process of the UCO online banking and the daily transactional limit of the e-banking services of the UCO bank. As this bank has added new facilities for the customer where offering the customer a unique personalised remote banking experience.  

Here, every account holder needs to be registered for Internet banking to receive online services. We will cover all such details related to UCO Bank net banking. So here are the instructions which should be followed by you to avail the advantages.

Servicing offered by UCO Bank Net Banking

Here are the services offered by the UCO Bank net banking for the UCO Bank customer,

• Here you create your account
• You can observe the account summary
• Here you can loan request mail services transaction  enquiry cheque book issuance
• Self-directed ACH
• Here customer view their projected loan/ deposit amounts
• You can change here your mail address customizing your profiles
• Here you can view your statement 
• Here you can transfer externally 
• You can request for the renewal of the fixed deposit and the demand draught for the payment of the utility bills.

How to Register Your Account for UCO Bank Net Banking

Here are the given below steps to register the account for the online banking services through the following instructions which are given below. So let’s have a look at the given details of how to register your account for UCO bank net banking.

1. First, you have to navigate the UCO bank e-banking website.
2. And then you have to go to the self-service section and then you have to select the retail online registration from the drop-down menu here.
3. Now, you have a new page here that will appear on your device screen, so you have to enter your UCO bank account number, where any of the last five transaction amounts (credit card/debit cards), the transaction types, and the captcha code. Now you have to click on the continue button, for the further process.
4. Here the user will receive an OTP on their registered phone number, so after this, you just have to enter the OTP and then click on the Confirm option.
5. Now, the new page will appear on the next page, where you have to enter your UCO bank debit card information and then you have to click on the submit button again here.
6. Here the user will also receive the temporary user ID and the password to log in to the net banking.
7. Now, the user must create a new login ID and password post logging in. After this, you have to enter your mail ID and then you just have to click on the submit button.
8. Now the customer should have gotten the confirmation message on their mobile screen confirmation that their UCO e-banking account has been successfully registered.

Prerequisites for the UCO Bank Net Banking Registration

As UCO net banking is a very convenient and secure way to manage the user's bank account and their online needs. Here are the given below parameters which must be fulfilled to register for UCO Bank Internet Banking,

• Here is the debit card with the password.
• Your mobile number is registered at the bank.
• Here you have the minimum 1 successful transaction through the debit card since the activation. 
• The customer should be an active account holder at the UCO bank.
• You must have access to the Internet.
• Have must a valid net banking user ID.
• Well, here you must have the latest version of the web browser installed on your device.
• Here the users must have a valid email address and mobile number registered with the bank.
• The users must have a UCO bank account and it can be a savings account, current or it can be a multi-purpose account.

UCO Bank Net Banking Log-in Procedure

After the successful registration, where the users can also follow these steps for the UCO net banking login process. So here are the instructions for UCO Bank net banking. We have explained the online net banking login process is given below,

1. Now it’s time to log in after the registration, you must wait for two to three days before starting the activation process.
2. Now you have to navigate the official website of the UCO e-banking to begin the process of activation.
3. After that, you just have to click on the Net Banking login, and then you have to select either retail login or the UCO Bank Corporate Login.
4. Now for the retail users, so one of them must enter their user ID and then enter the Captcha on the login page. Where Corporate users must enter their UCO Bank corporate login ID and then the captcha code.
5. Then you have to click on the Login button to access the UCO Bank Retails Net Banking or the UCO Bank Corporate Net Banking Service.

UCO Bank Net Banking password Reset

Well, it’s very important to reset the temporary password that is provided by the UCO Bank for security reasons. So once when you reset the UCO e-banking or the UCO online banking password by following this instruction. Here are the given steps by which you can reset your password through the UCO Bank net banking,

1. First, you have to navigate the official website of the UCO bank.
2. Now you have to go to the UCO e-banking and then you just have to select the Password Reset.
3. Now the user will be directed to a new page, where you have to enter the User ID, account number, the transaction types (credit card/ debit card), and one of the last 5 transaction amounts.
4. After that, you have to choose Agree and then you have to click on the Submit button.
5. Then you have to enter the OTP received on the registered number and then you have to select the confirm button.
6. Here the user will be prompted to generate a new password. Then you have to re-enter the new password and confirm the password.
7. Now you have to use the same password for the UCO Bank net banking login.

How  to Transfer the Fund via UCO Bank Net Banking

Here the UCO bank net banking can be used to transfer funds from one UCO bank account to another UCO bank account or even to any other bank account. So here the users can transfer these funds through the RTGS, IMPS, and NEFT facilities provided by the bank.

The UCO bank has set daily transaction limits for the RTGS and NEFT transfers via UCO e-banking or net banking. The following tables provide some basic information on the transaction charge and limit for retail users, corporate users, and UCO Bank mobile banking. It is recommended to navigate the official website of UCO Bank for the most updated information.

For Corporate User

Here is the given information on the transaction limit  for the Corporate, so here the given information in a table:

Type Of Transaction	Limit Per Transaction	Limit Per Day
To Third-party account	INR 10 Lakhs	INR 50 Lakhs
NEFT/ RTGS Transaction	INR 25 Lakhs	INR 50 Lakhs
To Own Account	INR 10 Lakhs	INR 50 Lakhs
Bill Payment	INR 20 Lakhs	INR 20 Lakhs

For Retail User

Here is the given information on the transaction limit  for Retail, so here the given information in a table:

Type Of Transaction	Limit Per Transaction	Limit Per Day
To Third-party account	INR 15 Lakhs	INR 15 Lakhs
NEFT/ RTGS Transaction	INR 15 Lakhs	INR 15 Lakhs
To Own Account	INR 15 Lakhs	INR 15 Lakhs
Bill Payment	INR 10 Lakhs	INR 10 Lakhs

For UCO Bank Mobile Banking User

Here is the given information on the transaction limit for UCO Bank Mobile Banking. Here is the given information in a table of UCO bnk mobile banking user:

Type Of Transaction	Limit Per Transaction	Limit Per Day
RTGS	INR 5,00,000/-	INR 5,00,000/-
NEFT	INR 5,00,000/-	INR 5,00,000/-
UPI	INR 1,00,000/-	INR 1,00,000/-
IMPS Quick Transfer	INR 50,000/-	INR 5,00,000/-
To Own Account	INR 5,00,000/-	INR 5,00,000/-
To Third-party UCO bank  account (Beneficiary Added)	INR 5,00,000/-	INR 5,00,000/-
To Third-party UCO bank  account (Without Beneficiary)	INR 50,000/-	INR 5,00,000/-

Benefits of UCO Bank Net Banking Facility for Customer

Here given below are the different services and benefits which is offered by the UCO e-banking, of UCO Net Banking. Here you can access the following services, 

Services Related to Online Transactions

• Here the Mutual fund's investment, AMC selling, and online share trading can be made through net banking services.
• The customer can use the UCO bank e-banking to make online payments which are across many merchant/e-commerce media through the direct payment gateways.

Account Information Related Sevices

• Here You get 24/7 customer support for the account which is related to queries.
• You can track your loan installments. 
• Here the customer can check account balance, transaction history, and status online.
• You can download the mini-statement and the online account statements.
• Here the customer can track the status of your chequebook.

Demat Account Information

• Here one can access the transaction and the holding statements, which include the scrip name, ISIN code, and the balance.
• The user can access their Demat Account.

Benefits of UCO Bank Net Banking Facility for Customer

After the registration is done through the UCO bank net banking services, the account holder can enjoy the given benefits. Let’s have a look at the benefits of it.

• Convenient: Here net banking is a convenient way of accessing all banking services and the product. So the account holder can use it almost without having the visit of the bank and stand in queue.
• 24/7 Availability: The net banking services are available for the users 24/7 hours. The users can view the bank balance and account statement and also can make fund transfers instantly at any time.
• Quick and Secure: Here are the funds that can be transferred through net banking quickly by RTGS, IMPS, or NEFT. And here are the completely secured with a password and unique user ID.
• Easy to use: The online banking service is very easy to use and the UCO Bank also provides a site map and a demo to make the process for the users. As they have a range of features that make it simple to use, with a range of features that make it simple to manage the finances.
• Account Management: Here the users can view their account statements and transactions online, also giving the customer complete control of their finances.
• Bill Payment: Here the users can pay their bills online with UCO Bank Net Banking, making it easy to keep track of the payments and also ensure bills are paid on time.

Conclusion

In conclusion, UCO bank Net Banking is a more convenient and secure way to manage users' finances online. It allows the customer to access the bank account, pay the bill, and transfer the bill without visiting the branch. It is an easy and quick way to use. The users can be assured that their personal and financial information is secure in the UCO Bank.

Here we have mentioned all such details and also discussed UCO Bank's net banking in detail, including information, the registration, login process, password reset, transaction limit, and many more. We hope the given information in this blog about “UCO Bank net banking ” is helpful and informative.