How to Register for PNB Net Banking?
The Punjab National Bank is one of the oldest banks in the country and if you hold an account there then let me tell you all about the PNB net banking service. With this service, you can do almost all the banking activities sitting at your home.
This service is completely free and is available all over the world for those who have a bank account in PNB. In this article, find out what services are offered by PNB Net banking and how to register to avail of it.
Different Services Offered With PNB Net Banking
Before we understand how to register ourselves for Net banking, let's see what different services you are offered by the bank:
Fund Transfer
With the service of Net banking, you can easily transfer funds from one account to another. This is not limited to just PNB, you can send money to other bank accounts as well. Usually, this service is availed using IMPS, RTGS, and NEFT.
Bill Payments
You can pay your utility bills such as water, electricity, cylinder, credit card bills, and much more with the help of PNB net banking service. What’s more? You can even set your bill payments at “Autopay” where your money will automatically be deducted at regular intervals for bill payments.
Check Account Details
Those who have the Net banking facility can check their account details instantly. Whether you want to check your account’s remaining balance or get your transaction history, everything can be done easily with the help of PNB net banking.
Moreover, you can also set up a system where you can start receiving a mini-statement with transactions from the last month regularly.
New Chequebook/Passbook/Cards
Yes, you read that right! You can apply for new chequebooks, passbooks, and even new credit/debit cards by logging in to your net banking account. Usually, the bank sends you an intimation that the expiration date is approaching and that you should apply for a new one.
Additionally, you can check the status of your issued items and track them accordingly. If you want to stop the payment of a cheque, you can do that with the help of PNB net banking as well.
Other Services
Apart from the services mentioned above, you can also open new FD, RD, and PPF accounts easily by just filling up some information. You can avail housing loans, education loans, and personal loans as well. The amount of loan and interest rate usually depends on your credit score. Moreover, you can start investing in mutual funds through this service.
Registration Process
Now that we know what the different services we can avail. Let me tell you the step-by-step guide to registering for the Punjab National Bank Net Banking service:
- The first step is to visit the official internet banking portal of the Punjab National Bank or you can just click here to visit it directly.
- At the homepage, you will be able to see “Internet Banking Login”, click on it.
- You will be redirected to another page where you need to select the option that says “New User”.
- Enter your account number or PAN number and select the registration type. You can find both of these things on your passbook.
- Double-check all the information and click on “Verify”.
- You will receive an OTP on your phone number that is registered with the bank for verification purposes. Enter the OTP in the textbox on the screen.
- After this, you will be required to enter the number on your Debit card. Make sure you are using the official portal of PNB and not any other because many scams are happening these days.
- Now, all you have to do is set a Username and password. Remember to note it down somewhere so that you don’t forget it.
- Read and accept all the terms and conditions, and that’s it! you‘ve successfully registered for the PNB Net banking service.
In case you face any kind of problem at any step of the process, you can contact the Punjab National Bank’s customer service to assist.
Moreover, this was the online way of registering for Internet Banking services. You can even choose to visit your nearest PNB branch along with documents and get an official to help you.
How To Recover Punjab National Bank Internet Banking Password?
If you are like me then there is a high chance that you have a hard time remembering your password. But there is a way that you can easily retrieve your password through the bank’s official website:
- Visit the official website of the Punjab National Bank and click on “Internet Banking”.
- Select “Retail Internet Banking” and enter your credentials to log in.
- Now, click on the “Forgot Password” option. You will find it located at the bottom of your screen.
- You will be asked to enter your user ID, DOB, and PAN Number for verification.
- Clicking on “Submit” will lead you to receive an OTP for verification. Enter the OTP and tap on “Verify”.
- After this enter your debit card number that is linked to your bank account and click on “Continue”
Now, just set a new password and make sure to note it down somewhere safe so that you don't have to go through this entire process again.
Setting up a TPIN is another great option to enhance the security of your account. It acts as an additional layer of security so stop waiting and learn what is TPIN in PNB to make sure all your information stays protected.
Wrapping Up
Well, this was all about PNB Net banking. It is a great way to utilize the bank resources sitting at home. Now, you don’t have to make countless visits to the bank and stand in the queue for any minor issue.
Moreover, the PNB Internet banking network is very secure. This was a way to streamline the process. So, make sure you register for PNB net banking and make use of all the services they offer!
As a writer, my task is not only writing but making tough topics easy to understand. I have the ability to connect with the readers and deliver them the best piece of writing.