Paytm Money: Login, App, Charges & Customer Care Number

Paytm Money is a SEBI-registered Investment Advisor. It is a deposit participation member of CDSL and a member of the NSE and BSE. Learn more about Paytm Money here.

What is Paytm Money

Paytm Money is an investment platform launched by Paytm, which offers their users a variety of investment products and services including mutual funds, stocks, digital gold, IPOs, and NPS. 

They charge various fees for their services, including the brokerage's charges. It offers competitive charges for trading with the free equity delivery trading. They offer their users a free mutual fund service with no charges to invest. 

Key Features of Paytm Money

Here are some of Paytm Money's key features.

• Low Brokerage Fees: Competitive pricing makes it accessible to all.
• Instant Paperless Account Setup: You can open your account in minutes without any hassle.
• Comprehensive Investment Options: Here you can find many options from mutual funds to stocks and IPOs.
• Robust Security: They offer a two-factor authentication for more secure and safe transactions.

Paytm Money Registration Process

For availing all their feature, you need to register your account on this platform. It is better to register your account through the app. If you want to download, then you can easily download, as this app is available on both the App Store and Play Store. Now let’s open a Paytm Money account:

1. Open the Paytm Money.

2. Enter your Mobile number.

3. Enter the OTP sent to your mobile number.

4. Choose your email address.

5. Enter your name and last name.

6. Confirm your Date of Birth.

7. Now fill out all the personal information asked, and tap on confirm details.

8. Select the investing experience.

9. Select your annual income, and tap on proceed.

10. Select your bank details, and tap on proceed.

11. Now take a quick selfie, and then proceed.

12. Done with your e-sign.

11. Activate your trading segment.

12. Check your auto-fetch bank statement, and then tap on the proceed button.

13. Tap on proceed to CAMSfinserv.

14. Enter your OTP, and then confirm button.

15. Link your account, then tap on the proceed consent.

16. If you want to add nomination, or if not, then tap on Opt-out nomination.

17. Tap on the proceed to e-sign.

18. Enter the Aadhar card number, and tap on the send OTP.

19. Enter the OTP, then verify the OTP.

20. Tap on the Go back to homepage.

21. Now set a new PIN  for your Paytm Money Account, and then tap on proceed security.

22. Confirm your new PIN for your  Paytm Money account, then tap on proceed security.

23. Now you are with the registration and KYC process, now your account will be under the process, which will be approved within 2-3 working days.

Paytm Money Login Process

Paytm Money is an online broker with one branch, so the company does not offer offline account opening. After registration, you need to log in to your account. To do this, follow the instructions below. There are three ways to log in to your account.

Login through Mobile Number (OTP)

Here is the login process through your registered mobile number (OTP):

1. Click on the sign-in button.
2. Enter your registered mobile number
3. Then proceed securely.
4. Verify with OTP.

Login Through with Password

Here is the login process through login with a password:

1. Click on the sign-in button.
2. Click on the login with your password.
3. Enter your registered email on Paytm money or mobile number.
4. Enter your password.
5. Click on the sign-in button.

Login Through with QR

Here is the login process through login with a QR:

1. Click on the sign-in button.
2. Click on the login with QR.
3. Now QR will be displayed on your screen, you just have to scan the QR with your current season.

Charges of Paytm Money

Here is the Paytm Money which follows the fixed brokerage model where the charges are a flat INR 20 or 0.05% whichever is lower per executed order for the intraday trading, so the maximum brokerage chargeable per order is across all the segments which is INR 20.

So, here is the Paytm Money brokerage Plan given below in the table:

Trading Segment	Brokerage Charges
Equity Future	INR 0.0,1 which is  up to INR 20 per Executed Order
Equity Option	INR 20 per order
Equity Intraday	INR 20 or 0.05% of turnover whichever is lower
Equity Delivery	INR 20 or 2.5% of  turnover, whichever is lower

Here are some required to pay other transactions and the regulatory charges, Demat charges in addition to the brokerage, so here are the other charges levied by Paytm Money which are included:

Details	Charges
Auto square-off charges	INR 50
Platform Fees	INR 30 per month
Delayed Payment Charges	1.5% per month on the outstanding bill amount
Physical Statement and Document	INR 300 per request + INR 300 per courier
Payment gateway charges (UPI)	INR 0 for each fund addition (Free)
Payment gateway charges (Net banking)	INR 10 for each fund addition

Also, Check - What is Face Value of Share?

Complaint of Paytm Money

Here are the number of customer complaints received by the exchanges, so Paytm Money customers have complaints about the reports, which helps the understanding of Paytm Money's limited reliability and quality of services. 

Exchange	Financial Year	Complaints	Number of Clients	Percent (%)
NSE	2020 - 21	6	85,827	0.01%
BSE	2021 - 22	18	103,182	0.02%
NSE	2020 - 22	74	404,376	0.02%
BSE	2020 - 23	47	240,904	0.02%
NSE	2020 - 23	238	646,387	0.04%
BSE	2020 - 24	78	346,480	0.02%
NSE	2020 - 24	188	797,157	0.02%
NSE	2020 - 25	20	735,825	0%

Customer Care Number

So if you are facing a problem you can’t fix with the mentioned solution then you can easily contact Paytm Money customer support, you can contact the support team through the Paytm app to contact support by going to the Help & Support or you can also make a call to the customer care number at 01203888388 here you can resolve your issues.

Wrapping Up

At last, Paytm Money is known for its low-cost and commission-free investing, where the app is simple, accessible, and transparent. They are more secure about security and privacy, and they also have a digital KYC for their user. We hope our blog on Patym Money is informative and helpful for you.