How to Check ICICI Bank Balance?

Don’t know how to check ICICI Bank balance? No problem. Whether you’re a student with ₹500 left or someone investing in the stock market, this guide will show you all the ways to check your ICICI account balance, even if you’re not tech-savvy. Just make sure your mobile number is linked to your ICICI bank account.

Whether you’re using a smartphone, a basic phone, or even no phone at all, an ICICI Bank balance check is possible anytime, anywhere. You can use missed call, SMS, mobile app, internet banking, ATM, or UPI apps.

Through Missed Call

If your mobile number is linked to your ICICI Bank account, you can check your balance in just a few seconds, no internet or app needed.

To Check Your Account Balance:

Give a missed call to 9594612612.
Make sure you're calling from your registered mobile number.
After 1-2 rings, the call will disconnect automatically.
You'll receive an SMS with your current account balance.

To Get a Mini Statement (Last 3 Transactions):

Give a missed call to 9594613613
You’ll get an SMS with your last 3 account transactions.

Note: These services work only if your mobile number is registered with your ICICI bank account.

Through SMS

If you don’t have internet, no worries. You can check your ICICI Bank balance just by sending an SMS from your registered mobile number. Steps to Follow:

Open your SMS app.
Type this message: ‘IBAL '. Example: IBAL 123456
Send the SMS to 9215676766 or 5676766
You’ll receive an SMS reply with your current account balance.

Note: Make sure you send the SMS from the mobile number linked to your ICICI bank account.

Through the Internet Bank

If you're registered for ICICI Net Banking, you can easily check your balance online from your computer or mobile browser. Steps to Check Balance:

Go to the official website.
Click on “Login” to Personal Banking.
Enter your User ID and Password.
After logging in, click on “View Account Details”.
Your current account balance will be shown on the screen.

Note: This method is best for people who prefer using a laptop or desktop for banking.

Through the Mobile App

If you use a smartphone, the iMobile Pay app is one of the easiest ways to check your ICICI Bank balance. Steps to Check Balance:

Download the iMobile Pay app from the Google Play Store or the Apple App Store.
Register using your mobile number linked to your ICICI bank account.
Log in using your MPIN, fingerprint, or other login option.
On the home screen, tap “View Balance” to see your current balance.

Note: You can also check your mini-statement, transfer money, or open an FD right from the app.

Through the UPI Application

You can easily check your ICICI Bank balance through any UPI app, like PhonePe, Google Pay, Paytm, or BHIM. Just make sure your ICICI account is linked to the app. Steps to Check Balance:

Open your preferred UPI app (e.g., GPay, PhonePe, Paytm).
Go to the “Check Balance” or “Bank Account” section.
Select your ICICI Bank account.
Enter your UPI PIN.
Your account balance will appear on the screen.

Note: Works on any smartphone with internet access. Fast and handy for quick checks before payments or investments.

Through ATM

You can check your ICICI Bank balance from any ATM, not just ICICI ATMs. No internet or smartphone needed. Steps to Check Balance:

Visit any nearby ATM.
Insert your ICICI ATM/debit card.
Enter your 4-digit ATM PIN.
Select the option “Balance Enquiry”.
Your account balance will appear on the screen.
You can also choose to print a receipt if needed.

Note: Works 24/7. Helpful when you're out and want to quickly check your balance offline.

Also, Check - How to Check ICICI Bank Mini Statement

Conclusion

In conclusion, don’t wait for “Transaction Failed” to find out you’re broke. Before ordering food, investing in stocks, or sending money, check your ICICI balance first. There are many different ways, with or without the internet. Choose what works best for you: missed call, SMS, app, or even a UPI.

About the Author

Saniya

I'm a finance content writer with a BBA in FinTech, passionate about simplifying money matters for everyday Indians. I break down complex topics like investments, savings, and digital finance into easy, relatable content. My goal is to help you in a way that’s easy to understand, jargon-free, and actually useful in real life.

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