Everything You Need To Know About CIF Number SBI

CIF Number is the acronym for Customer Information File in the SBI bank. It is an exclusive 11-digit number unique and assigned to each customer who holds an account with the State Bank of India. This number helps track and manage your data very efficiently.

This CIF number is connected to a file that contains all the details regarding your loans, account, KYC verification, and more. You will usually find this number printed on the front page of your passbook or cheque book.

In most cases, a CIF number is asked to apply for Internet banking services from home. So, in case you do not have access to your passbook or haven’t received your cheque book yet, keep reading to find your CIF number.

What Information Does the CIF Number Contain?

Let us look at all the information a CIF number contains that helps the bank manage your data:

• Personal Details: Information such as your name, residential address, and a valid phone number registered with the account.
• Account Information: All your accounts that are linked with the number. This includes savings, current, loan accounts, and their balances.
• Transaction History: A detailed record of all your transaction history across all accounts is also available.
• KYC Details: Your documents that were required for verification such as your PAN and Aadhaar card.
• Loan Information: If you have taken any loans or have any running EMIs, you will find your outstanding dues and amounts here as well.

How Does a CIF Number Work and Where to Find it?

The CIF number is unique to each customer. It consolidates all the services provided by the bank to an account holder. With the help of this number, the staff at the bank can know what services the customer has opted for. 

Like all other reputed banks, the State Bank of India provides easy access to CIF numbers by printing them on the passbook. These numbers are still with the bank even if you close the bank account or switch to another bank.

You can find the CIF Number SBI in a few different ways, let us look at them in detail to make things easy for you. Go through them and choose whichever feels convenient for you.

Via YONO Mobile App

The best way to check out your CIF number is to find it in the YONO app. This app was launched by the State Bank of India and provides many services online. Follow the steps below to easily retrieve your CIF number using the YONO mobile app:

1. Go to the Play Store and download the SBI YONO app. Make sure to download it from trusted sources only. There are a lot of scams happening these days.
2. Once it is installed, launch the YONO app on your mobile.
3. Log in using your customer ID and password. These credentials are provided to you when you opt for Internet Banking services with the bank.
4. Tap on the “Services” tab and scroll down to find “Online Nomination” and click on it.
5. In the next screen change your account type to “Transaction account”

That’s it! You will see your bank’s CIF number in the account statement column.

Via SBI Website

The nest best option for downloading the YONO app is using the SBI’s official website. These methods allow you to avail of these services sitting at home. You do not need to visit the bank’s branch at any time. 

Just follow the steps below to find the CIF number using the Net banking facility:

1. Open your preferred search browser and visit the official website of the State Bank of India online.
2. On the homepage, tap on existing customer and start the login process using your customer ID and password.
3. Go to “My Account” and click on the “Profile” icon. There you will see an option for “Account summary” in the dropdown, click on it.
4. Tap on “View Nomination and PAN details”, and you will be able to see your CIF number on the screen.

Via SBI Customer Care

If both the methods mentioned above do not suit your needs, you can directly call the SBI customer care helpline to get your SBI CIF number. Let us look at the steps to do that:

There are two different SBI customer care helpline numbers that you can reach out to for help. Make sure you call them for your registered phone number that is linked to your account.

• 1800112211
• 18004253800

1. Follow the automated instructions or you can stay on hold. This will automatically connect you to an official that will help you resolve your query.
2. The executive will ask you for some account details to verify your identity. Share the details when requested but also keep in mind that our bank officials do not ask for any OTP.
3. Once the customer executive makes sure that everything is in order, they will give you your CIF number.

Advantages of a SBI CIF Number

Now that you know all the different ways, you can get your CIF number, let us look at the advantages of it;

• The CIF number is unique to every customer which protects you from cyber fraud. This number makes sure that only you and the bank can access your information.
• Applying and getting your loan approved becomes very easy as the bank already has all the information available through the CIF.
• SBI will be able to maintain a virtual locker easily and all the information will be accessed through the CIF number.
• You are more likely to receive personalized services and products from the bank as they will understand your requirements.
• SBI CIF number will also help the bank in determining the total relationship value between the customer and the bank.

Frequently Asked Questions

Q1. Can I get my CIF number through an ATM?

No, as of now there is no way for you to check your SBI CIF Number using the ATM. We will keep you updated as soon as this service becomes available.

Q2. Is the Account number the same as the CIF number?

No, the account number and CIF number are different numbers. You can have different account numbers such as savings fixed, and PPF but they will have the same CIF number.

Q3. How many digits are there in the SBI CIF number?

The SBI CIF (Customer Information File) Number is an 11-digit number.

Q4. Why is the SBI CIF Number important?

This number is issued by the bank to keep track of customer information such as transaction history, balances, loan history, ongoing EMIs, and more.