Three Bucket Strategy Calculator

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Enter the amount you need today or on the first day of your retirement. This amount will increase every year based on the inflation rate you provide.
Enter the current inflation rate as a percentage.
Only Liquid Fund is available for now.
e.g. 24 means, we will transfer funds from Bucket 2 to Bucket 1 which will cover 24 months of our expenditure, based on amount entered in Monthly Requirement and Inflation.
Enter the return you expect from this fund.
e.g. 12 means, we will transfer money from Bucket 3 to Bucket 2, that would cover 12 months of Expenditure.
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Value of your Stock Market Investments
Enter the Avg. Dividend Rate expected from your stock portfolio.
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Size of Mutual Fund Investment

The Corpuses Finishes in

MonthRequirementDividendMkt ReturnsHyb Returns
(Bal Adv Fund)		B1 Corpus
(Liq. Fund)		B2 Corpus
(Bal Adv Fund)		Buckaet 3A
(Stocks)		Bucket 3B
(MF)
1₹0₹00.03%0.01%₹24,00,000₹12,00,000₹88,00,000₹1,76,00,000
2₹1,00,000₹00.04%0.02%₹23,14,000₹12,00,240₹88,02,640₹1,76,05,280
3₹1,00,000₹00.03%0.02%₹22,27,498₹12,00,480₹88,06,161₹1,76,12,322
4₹66,976₹33,023-0.03%0.04%₹21,73,515₹12,00,960₹88,08,802₹1,76,17,605
5₹1,00,000₹00.08%0.03%₹20,86,194₹12,01,320₹88,06,160₹1,76,12,320
6₹1,00,000₹00.03%0.02%₹19,98,363₹12,01,560₹88,13,205₹1,76,26,410
7₹1,00,000₹0-0.03%0.00%₹19,10,020₹12,01,560₹88,15,849₹1,76,31,698
8₹66,940₹33,0590.02%0.02%₹18,54,221₹12,01,801₹88,13,204₹1,76,26,408
9₹1,00,000₹00.04%0.06%₹17,65,038₹12,02,522₹88,14,967₹1,76,29,934
10₹1,00,000₹00.05%0.01%₹16,75,334₹12,02,642₹88,18,493₹1,76,36,986
11₹1,00,000₹0-0.01%0.02%₹15,85,106₹12,02,882₹88,22,902₹1,76,45,804
12₹72,914₹33,0850.04%0.00%₹15,21,439₹12,02,882₹88,22,019₹1,76,44,039
13₹1,06,000₹00.04%0.01%₹14,24,314₹12,03,003₹88,25,548₹1,76,51,097
14₹1,06,000₹00.02%0.07%₹13,26,622₹12,03,845₹88,29,079₹1,76,58,158
15₹1,06,000₹00.01%0.01%₹12,28,361₹12,03,965₹88,30,844₹1,76,61,689
16₹72,884₹33,1150.03%0.03%₹11,62,642₹12,04,326₹88,31,727₹1,76,63,455
17₹1,06,000₹00.05%0.07%₹10,63,424₹12,05,169₹88,34,377₹1,76,68,754
18₹1,06,000₹00.03%0.06%₹9,63,627₹12,05,893₹88,38,794₹1,76,77,589
19₹1,06,000₹00.06%0.06%₹8,63,249₹12,06,616₹88,41,446₹1,76,82,892
20₹72,844₹33,1550.01%0.02%₹7,95,440₹12,06,857₹88,46,751₹1,76,93,502
21₹1,06,000₹00.01%0.02%₹6,94,080₹12,07,099₹88,47,635₹1,76,95,271
22₹1,06,000₹0-0.03%0.00%₹5,92,129₹12,07,099₹88,48,520₹1,76,97,041
23₹1,06,000₹00.04%0.04%₹4,89,583₹12,07,582₹88,45,866₹1,76,91,732
24₹79,188₹33,1710.02%0.04%₹4,13,251₹12,08,065₹88,49,404₹1,76,98,808
25₹1,12,360₹00.00%0.00%₹3,03,301₹12,08,065₹88,51,174₹1,77,02,348
26₹1,12,360₹00.10%0.01%₹1,92,710₹12,08,185₹88,51,174₹1,77,02,348
27₹1,12,360₹0-0.06%0.03%₹81,475₹12,08,548₹88,60,025₹1,77,20,050
28₹79,134₹33,2250.07%0.03%₹2,815₹12,08,910₹88,54,709₹1,77,09,418
29₹1,12,360₹00.10%0.05%₹2,831₹10,97,155₹88,60,907₹1,77,21,815
30₹1,12,360₹0-0.03%0.00%₹2,848₹9,84,795₹88,69,768₹1,77,39,537
31₹1,12,360₹00.04%-0.01%₹2,865₹8,72,336₹88,67,107₹1,77,34,215
32₹79,108₹33,2510.05%-0.03%₹2,881₹7,92,966₹88,70,654₹1,77,41,309
33₹1,12,360₹00.07%-0.05%₹2,898₹6,80,210₹88,75,089₹1,77,50,179
34₹1,12,360₹00.04%0.04%₹2,915₹5,68,122₹88,81,302₹1,77,62,604
35₹1,12,360₹00.03%0.20%₹2,932₹4,56,898₹88,84,854₹1,77,69,709
36₹85,783₹33,3180.01%0.03%₹2,949₹3,71,252₹88,87,520₹1,77,75,040
37₹1,19,101₹00.04%0.02%₹2,966₹2,52,225₹88,88,409₹1,77,76,818
38₹1,19,101₹00.01%0.04%₹2,984₹1,33,224₹88,91,964₹1,77,83,928
39₹1,19,101₹00.04%0.04%₹27,42,355₹14,43,400₹74,64,523₹1,49,29,047
40₹91,109₹27,991-0.01%0.02%₹26,67,243₹14,43,689₹74,67,509₹1,49,35,019
41₹1,19,101₹00.09%0.02%₹25,63,700₹14,43,978₹74,66,762₹1,49,33,525
42₹1,19,101₹0-0.01%0.02%₹24,59,553₹14,44,267₹74,73,482₹1,49,46,965
43₹1,19,101₹00.02%0.03%₹23,54,799₹14,44,700₹74,72,735₹1,49,45,471
44₹91,078₹28,0220.06%0.02%₹22,77,457₹14,44,989₹74,74,230₹1,49,48,460
45₹1,19,101₹0-0.03%0.06%₹21,71,640₹14,45,856₹74,78,714₹1,49,57,429
46₹1,19,101₹00.12%0.02%₹20,65,207₹14,46,145₹74,76,471₹1,49,52,942
47₹1,19,101₹0-0.08%0.00%₹19,58,152₹14,46,145₹74,85,442₹1,49,70,885
48₹98,177₹28,0700.11%0.06%₹18,71,397₹14,47,013₹74,79,454₹1,49,58,908
49₹1,26,247₹0-0.03%0.04%₹17,56,066₹14,47,592₹74,87,681₹1,49,75,363
50₹1,26,247₹00.04%0.08%₹16,40,062₹14,48,750₹74,85,435₹1,49,70,871
51₹1,26,247₹00.01%0.06%₹15,23,381₹14,49,619₹74,88,429₹1,49,76,859
52₹98,166₹28,0810.15%0.05%₹14,34,102₹14,50,344₹74,89,178₹1,49,78,357
53₹1,26,247₹0-0.14%0.07%₹13,16,220₹14,51,359₹75,00,412₹1,50,00,824
54₹1,26,247₹0-0.09%0.15%₹11,97,650₹14,53,536₹74,89,911₹1,49,79,823
55₹1,26,247₹00.11%-0.04%₹10,78,388₹14,52,955₹74,83,170₹1,49,66,341
56₹98,185₹28,061-0.01%-0.04%₹9,86,493₹14,52,373₹74,91,402₹1,49,82,804
57₹1,26,247₹00.11%0.02%₹8,66,000₹14,52,664₹74,90,653₹1,49,81,306
58₹1,26,247₹0-0.04%0.03%₹7,44,804₹14,53,100₹74,98,892₹1,49,97,785
59₹1,26,247₹00.06%0.06%₹6,22,901₹14,53,971₹74,95,893₹1,49,91,786
60₹1,05,712₹28,1090.03%0.05%₹5,20,822₹14,54,698₹75,00,390₹1,50,00,781
61₹1,33,822₹00.09%0.01%₹3,90,037₹14,54,844₹75,02,640₹1,50,05,281
62₹1,33,822₹0-0.12%0.03%₹2,58,490₹14,55,280₹75,09,393₹1,50,18,786
63₹1,33,822₹00.13%0.05%₹1,26,175₹14,56,008₹75,00,382₹1,50,00,764
64₹1,05,696₹28,1260.05%0.00%₹21,215₹14,56,008₹75,10,132₹1,50,20,265
65₹1,33,822₹0-0.02%0.03%₹21,339₹13,22,622₹75,13,887₹1,50,27,775
66₹1,33,822₹00.03%0.03%₹21,463₹11,89,197₹75,12,384₹1,50,24,769
67₹1,33,822₹00.00%0.03%₹21,589₹10,55,731₹75,14,638₹1,50,29,277
68₹1,05,642₹28,1790.06%0.10%₹21,715₹9,51,144₹75,14,638₹1,50,29,277
69₹1,33,822₹00.07%0.04%₹21,841₹8,17,702₹75,19,147₹1,50,38,294
70₹1,33,822₹00.11%0.04%₹21,969₹6,84,206₹75,24,410₹1,50,48,821
71₹1,33,822₹00.01%0.10%₹22,097₹5,51,068₹75,32,687₹1,50,65,375
72₹1,13,604₹28,2470.08%0.08%₹22,226₹4,37,904₹75,33,440₹1,50,66,881
73₹1,41,851₹00.00%0.07%₹22,355₹2,96,359₹75,39,467₹1,50,78,935
74₹1,41,851₹0-0.03%0.02%₹22,486₹1,54,566₹75,39,467₹1,50,78,935
75₹1,41,851₹00.10%0.06%₹32,85,343₹17,15,038₹58,32,721₹1,16,65,443
76₹1,19,979₹21,8720.07%0.02%₹31,84,528₹17,15,381₹58,38,554₹1,16,77,108
77₹1,41,851₹00.10%0.07%₹30,61,253₹17,16,582₹58,42,641₹1,16,85,282
78₹1,41,851₹0-0.05%0.20%₹29,37,258₹17,20,015₹58,48,484₹1,16,96,968
79₹1,41,851₹00.02%0.05%₹28,12,540₹17,20,875₹58,45,559₹1,16,91,119
80₹1,19,931₹21,9200.20%0.11%₹27,09,016₹17,22,768₹58,46,728₹1,16,93,457
81₹1,41,851₹00.03%0.05%₹25,82,966₹17,23,629₹58,58,422₹1,17,16,844
82₹1,41,851₹00.01%0.06%₹24,56,182₹17,24,663₹58,60,179₹1,17,20,359
83₹1,41,851₹00.02%0.03%₹23,28,657₹17,25,181₹58,60,765₹1,17,21,531
84₹1,28,385₹21,9770.05%0.09%₹22,13,856₹17,26,733₹58,61,938₹1,17,23,876
85₹1,50,363₹00.01%0.05%₹20,76,407₹17,27,597₹58,64,869₹1,17,29,738
86₹1,50,363₹00.07%0.05%₹19,38,157₹17,28,461₹58,65,455₹1,17,30,911
87₹1,50,363₹00.05%0.04%₹17,99,099₹17,29,152₹58,69,561₹1,17,39,122
88₹1,28,352₹22,0100.02%0.03%₹16,81,242₹17,29,671₹58,72,496₹1,17,44,992
89₹1,50,363₹0-0.06%0.08%₹15,40,686₹17,31,054₹58,73,670₹1,17,47,341
90₹1,50,363₹00.09%0.02%₹13,99,311₹17,31,401₹58,70,146₹1,17,40,292
91₹1,50,363₹00.03%0.02%₹12,57,110₹17,31,747₹58,75,429₹1,17,50,859
92₹1,28,330₹22,032-0.07%0.01%₹11,36,113₹17,31,920₹58,77,192₹1,17,54,384
93₹1,50,363₹00.12%0.05%₹9,92,377₹17,32,786₹58,73,078₹1,17,46,156
94₹1,50,363₹00.00%0.02%₹8,47,803₹17,33,133₹58,80,125₹1,17,60,251
95₹1,50,363₹00.09%0.02%₹7,02,386₹17,33,479₹58,80,125₹1,17,60,251
96₹1,37,334₹22,0500.00%0.01%₹5,69,149₹17,33,653₹58,85,417₹1,17,70,835
97₹1,59,384₹00.04%0.00%₹4,13,084₹17,33,653₹58,85,417₹1,17,70,835
98₹1,59,384₹00.04%0.04%₹2,56,109₹17,34,346₹58,87,772₹1,17,75,544
99₹1,59,384₹0-0.01%0.02%₹98,218₹17,34,693₹58,90,127₹1,17,80,254
100₹1,37,296₹22,0870.08%0.03%₹98,791₹15,97,916₹58,89,538₹1,17,79,076
101₹1,59,384₹00.05%0.02%₹99,367₹14,38,851₹58,94,249₹1,17,88,499
102₹1,59,384₹0-0.05%0.07%₹99,947₹12,80,474₹58,97,197₹1,17,94,394
103₹1,59,384₹00.05%0.02%₹1,00,530₹11,21,345₹58,94,248₹1,17,88,496
104₹1,37,281₹22,1030.01%0.04%₹1,01,116₹9,84,512₹58,97,195₹1,17,94,391
105₹1,59,384₹00.00%0.02%₹1,01,706₹8,25,324₹58,97,785₹1,17,95,570
106₹1,59,384₹00.10%0.06%₹1,02,299₹6,66,435₹58,97,785₹1,17,95,570
107₹1,59,384₹0-0.02%0.01%₹1,02,896₹5,07,116₹59,03,683₹1,18,07,366
108₹1,46,809₹22,1380.04%0.02%₹1,03,496₹3,60,409₹59,02,502₹1,18,05,004
109₹1,68,947₹00.03%0.01%₹1,04,100₹1,91,497₹59,04,863₹1,18,09,726
110₹1,68,947₹00.02%0.02%₹39,91,120₹20,49,967₹38,81,032₹77,62,064
111₹1,68,947₹00.02%0.04%₹38,45,453₹20,50,787₹38,81,808₹77,63,616
112₹1,54,391₹14,5560.02%0.01%₹37,13,494₹20,50,992₹38,82,584₹77,65,169
113₹1,68,947₹00.03%0.04%₹35,66,208₹20,51,812₹38,83,361₹77,66,722
114₹1,68,947₹00.02%0.05%₹34,18,063₹20,52,838₹38,84,526₹77,69,052
115₹1,68,947₹00.02%0.03%₹32,69,054₹20,53,454₹38,85,302₹77,70,605
116₹1,54,378₹14,5690.04%0.07%₹31,33,746₹20,54,891₹38,86,080₹77,72,160
117₹1,68,947₹00.04%0.02%₹29,83,078₹20,55,302₹38,87,634₹77,75,268
118₹1,68,947₹00.09%0.01%₹28,31,531₹20,55,508₹38,89,189₹77,78,379
119₹1,68,947₹0-0.04%0.03%₹26,79,101₹20,56,124₹38,92,689₹77,85,379
120₹1,64,487₹14,5970.06%0.01%₹25,30,242₹20,56,330₹38,91,132₹77,82,265
121₹1,79,084₹0-0.01%0.06%₹23,65,917₹20,57,564₹38,93,467₹77,86,934
122₹1,79,084₹00.04%0.01%₹22,00,633₹20,57,769₹38,93,078₹77,86,156
123₹1,79,084₹00.10%0.02%₹20,34,385₹20,58,181₹38,94,635₹77,89,270
124₹1,64,479₹14,6040.01%0.02%₹18,81,773₹20,58,593₹38,98,529₹77,97,059
125₹1,79,084₹00.00%0.02%₹17,13,665₹20,59,004₹38,98,919₹77,97,839
126₹1,79,084₹00.03%0.07%₹15,44,576₹20,60,446₹38,98,919₹77,97,839
127₹1,79,084₹00.03%0.03%₹13,74,502₹20,61,064₹39,00,089₹78,00,178
128₹1,64,459₹14,6250.03%0.05%₹12,18,060₹20,62,094₹39,01,259₹78,02,518
129₹1,79,084₹00.01%0.04%₹10,46,081₹20,62,919₹39,02,429₹78,04,859
130₹1,79,084₹00.09%0.00%₹8,73,098₹20,62,919₹39,02,820₹78,05,640
131₹1,79,084₹0-0.06%0.03%₹6,99,106₹20,63,538₹39,06,332₹78,12,665
132₹1,75,181₹14,6480.01%0.02%₹5,28,003₹20,63,951₹39,03,988₹78,07,977
133₹1,89,829₹00.12%0.01%₹3,41,254₹20,64,157₹39,04,379₹78,08,758
134₹1,89,829₹0-0.01%0.00%₹1,53,414₹20,64,157₹39,09,064₹78,18,129
135₹1,89,829₹0-0.01%0.01%₹1,54,309₹18,74,534₹39,08,673₹78,17,347
136₹1,75,172₹14,6570.00%0.07%₹1,55,209₹17,00,674₹39,08,282₹78,16,565
137₹1,89,829₹00.08%0.01%₹1,56,115₹15,11,014₹39,08,282₹78,16,565
138₹1,89,829₹00.06%0.01%₹1,57,026₹13,21,335₹39,11,409₹78,22,818
139₹1,89,829₹00.03%0.03%₹1,57,942₹11,31,902₹39,13,756₹78,27,512
140₹1,75,153₹14,6760.05%0.04%₹1,58,863₹9,57,201₹39,14,930₹78,29,860
141₹1,89,829₹00.09%0.06%₹1,59,790₹7,67,946₹39,16,887₹78,33,775
142₹1,89,829₹0-0.02%0.02%₹1,60,722₹5,78,269₹39,20,412₹78,40,825
143₹1,89,829₹00.01%0.05%₹1,61,659₹3,88,729₹39,19,628₹78,39,257
144₹1,86,521₹14,6980.06%0.00%₹1,62,602₹2,02,208₹39,20,020₹78,40,041
145₹2,01,219₹0-0.03%0.04%₹47,92,557₹24,15,705₹15,10,090₹30,20,181
146₹2,01,219₹00.03%0.00%₹46,19,294₹24,15,705₹15,09,637₹30,19,275
147₹2,01,219₹00.13%0.01%₹44,45,020₹24,15,947₹15,10,090₹30,20,180
148₹1,95,556₹5,662-0.03%0.02%₹42,75,392₹24,16,430₹15,12,053₹30,24,107
149₹2,01,219₹00.09%0.02%₹40,99,112₹24,16,913₹15,11,599₹30,23,199
150₹2,01,219₹00.00%0.06%₹39,21,804₹24,18,363₹15,12,960₹30,25,920
151₹2,01,219₹00.02%0.00%₹37,43,462₹24,18,363₹15,12,960₹30,25,920
152₹1,95,546₹5,6730.04%0.02%₹35,69,753₹24,18,847₹15,13,262₹30,26,525
153₹2,01,219₹00.02%0.01%₹33,89,357₹24,19,089₹15,13,868₹30,27,736
154₹2,01,219₹0-0.02%0.00%₹32,07,908₹24,19,089₹15,14,171₹30,28,342
155₹2,01,219₹00.01%0.05%₹30,25,401₹24,20,298₹15,13,868₹30,27,736
156₹2,07,615₹5,6770.08%0.03%₹28,35,434₹24,21,024₹15,14,019₹30,28,039
157₹2,13,292₹0-0.07%0.02%₹26,38,681₹24,21,509₹15,15,230₹30,30,461
158₹2,13,292₹00.04%0.01%₹24,40,780₹24,21,751₹15,14,170₹30,28,340
159₹2,13,292₹00.02%0.01%₹22,41,725₹24,21,993₹15,14,775₹30,29,551
160₹2,07,612₹5,6800.14%0.07%₹20,47,190₹24,23,688₹15,15,078₹30,30,157
161₹2,13,292₹00.05%0.02%₹18,45,839₹24,24,173₹15,17,199₹30,34,399
162₹2,13,292₹00.00%0.04%₹16,43,313₹24,25,143₹15,17,958₹30,35,916
163₹2,13,292₹00.04%0.01%₹14,39,607₹24,25,385₹15,17,958₹30,35,916
164₹2,07,600₹5,692-0.05%0.01%₹12,40,404₹24,25,628₹15,18,565₹30,37,131
165₹2,13,292₹0-0.03%0.01%₹10,34,347₹24,25,870₹15,17,806₹30,35,612
166₹2,13,292₹00.06%0.06%₹8,27,088₹24,27,326₹15,17,351₹30,34,702
167₹2,13,292₹0-0.05%0.01%₹6,18,619₹24,27,569₹15,18,261₹30,36,522
168₹2,20,396₹5,6930.01%0.02%₹4,01,831₹24,28,054₹15,17,502₹30,35,004
169₹2,26,090₹00.04%0.02%₹1,78,085₹24,28,540₹15,17,654₹30,35,308
170₹2,26,090₹00.08%0.08%₹1,79,124₹22,04,392₹15,18,261₹30,36,522
171₹2,26,090₹00.04%0.02%₹1,80,168₹19,78,743₹15,19,475₹30,38,951
172₹2,20,392₹5,6980.08%0.02%₹1,81,219₹17,58,746₹15,20,083₹30,40,167
173₹2,26,090₹0-0.04%0.03%₹1,82,277₹15,33,183₹15,21,299₹30,42,599
174₹2,26,090₹00.07%0.05%₹1,83,340₹13,07,859₹15,20,691₹30,41,382
175₹2,26,090₹0-0.01%0.04%₹1,84,409₹10,82,292₹15,21,755₹30,43,511
176₹2,20,383₹5,7060.10%0.04%₹1,85,485₹8,62,341₹15,21,603₹30,43,206
177₹2,26,090₹00.05%0.02%₹1,86,567₹6,36,423₹15,23,124₹30,46,249
178₹2,26,090₹0-0.04%0.01%₹1,87,655₹4,10,397₹15,23,886₹30,47,773
179₹2,26,090₹00.05%0.08%₹53,89,930₹28,97,867-₹11,90,418-₹23,80,835

14.9