How to Increase the RTGS Limit in ICICI Bank?

How to Increase the RTGS Limit in ICICI Bank

Waiting in a long queue at the bank to deposit the money! Then your wait ends here. Add money to your bank account online with the ICICI Bank app. And transfer your money quickly with the RTGS feature. Also, know how to increase the RTGS Limit in ICICI Bank.  

What is RTGS?

The financial term RTGS stands for Real Time Gross Settlement. Here the customer can transfer the money from one bank to another bank in real time.

Note: The minimum and maximum RTGS limit of ICICI bank is given below.

Timing Minimum Amount Maximum Amount
1:00 a.m. – 7:00 p.m  Rs 2 Lakh ₹ 10 lakh or Rs 1 crore (based on customer segment)
7:00 p.m. – 12:00 a.m , 12:00 a.m – 1:00 a.m Rs 2 Lakh ₹ 10 Lakh or 50 Lakh(based on customer segment)
₹ 10 Lakh or 50 Lakh(based on customer segment) Rs 2 Lakh ₹ 10 Lakh or 50 Lakh(based on customer segment)

Steps To Increase RTGS Limit in ICICI Bank :

You can increase the RTGS limit. There are 2 ways to increase.

1. By Visiting the branch offline.

2. Or by netbanking.

Step to Increase RTGS Limit Offline

1. Visit the ICICI Bank branch.
2. Now fill out the application and increase the transfer limit.

Step to Increase RTGS Limit Online 

1. Go to the website ICICI Net Banking account and log in there.

icici bank net banking homepage

2. Now click on Overview and click Personal Details.

marked personal detail button3. Click on the option “Personalise Transaction Limits”.

marked Personalise Transaction Limits button4. Set transfer limits.

icici bank personalize Transaction Limits page5. Now select the bank account.

marked bank account number

6. Click Next.

Marked Next button

Also, Check - How to Check ICICI Bank Mini Statement

Conclusion

RTGS quickly transfers money from one bank to another. Also, the customer can transfer huge amounts in a fraction of a second. However, there is a limit to which a customer can transfer the money. However, ICICI can increase the RTGS limit. So this is all about How To Increase the RTGS Limit in ICICI Bank.

About the Author

Vikash Sharma

After writing content around various niches, I got aligned towards finance and started writing content that provides finance insights.

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