How to Change MPIN in YONO? A Simple Guide For Beginners

In today's digital India, almost everything is done online, from buying groceries to investing in stocks. And when it comes to managing your money, SBI’s YONO app makes banking super easy. But to keep your money safe, the app uses something called an MPIN, a secret 6-digit number. Many people either forget their MPIN, set a weak one, or don’t know how to change it when needed. Sounds familiar? So, here we will discuss how to change MPIN in YONO.

What is an MPIN?

MPIN stands for Mobile Personal Identification Number. It’s like an ATM PIN, but for mobile banking. Instead of entering your password every time you log in to an app like YONO SBI, you just enter this 6-digit number.

Imagine MPIN is the secret passcode for your digital wallet. Just like you need a key to unlock your scooter, you need an MPIN to open your banking app.

Why is it Important?

MPIN is important because:

It keeps your bank account safe.
You don’t need to remember long passwords.
It helps you do things faster on the app, check your balance, send money, etc.

About YONO SBI App

YONO stands for You Only Need One. It’s SBI’s mobile banking app that lets you do pretty much everything:

Check Balance: Know how much paisa is in your account.
Transfer Money: Send money to anyone, even UPI.
Manage Cards: Block, unblock, or check your card details.
Invest: Buy mutual funds or invest in IPOs.
Apply for Loans: Personal, home, or car loan from the app

Change MPIN in YONO App: Step-by-Step

Here, you can change your MPIN in YONO SBI, but for this, you need to follow the process given below:

Open the YONO SBI App with the help of MPIN.

Tap on the profile button.

Scroll down and then tap on Change login MPIN.

Enter your current MPIN, set your new MPIN, re-enter the new MPIN, and tap on "Change MPIN."

How to Choose a Strong But Easy MPIN

Don’t just set “123456” or your birth year. That’s like locking your door and putting the key under the mat. Here’s how to pick a storng MPIN:

Mix personal + random Last 2 digits of Aadhaar + fav number, like 4769 + 22 = 476922.
Use a pattern on keypad Z shape on keypad, like 147369.
Avoid repeating numbers like 111111 or 00000
Don’t use your birthday, it’s easy to guess.

NEVER share your MPIN with anyone, not even your bank.

Also, check: How to link Aadhaar with SBI bank account

Conclusion

In conclusion, think of MPIN like the main door key to your bank account. If someone gets it, they can walk in. If you lose it, you can’t get in. So:

Set a strong MPIN.
Don’t share it.
Update it when needed.
And most importantly, don’t panic if you forget it. You can reset it in 2 minutes.

Now, go open your YONO app and check if your MPIN is safe.

About the Author

Saniya

I'm a finance content writer with a BBA in FinTech, passionate about simplifying money matters for everyday Indians. I break down complex topics like investments, savings, and digital finance into easy, relatable content. My goal is to help you in a way that’s easy to understand, jargon-free, and actually useful in real life.

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