How to Add Fund in Groww App?

So, your Groww account is activated. Great! Now you’re wondering, “How to add funds in Groww App?” so you can start investing in stocks or mutual funds. At the beginning, your Groww balance is ₹0, which means you can’t invest until you add money.

Steps to Add Funds in The Groww App

Follow these 7 simple steps to add money to your Groww account:

1. Open the Groww App or Website

2. Log in to your Groww account using your PIN, fingerprint, or password.

3. Tap on the “Profile” or “You” section.

4. Click on “Add Money” under your Groww Balance.

5. Enter the amount you want to add (for example, ₹500 or ₹2000).

6. Choose a payment method:

UPI (Google Pay, PhonePe, Paytm, etc.)
Net Banking
NEFT/IMPS from your bank account

7. Complete the payment. After a successful transaction, you’ll see a confirmation page.

How to confirm if money was added? So, after payment, tap on your Groww balance at the top right, and check if the money has been added

Also, Check - How to Stop SIP in Groww

Note: UPI transfers usually reflect instantly. Other methods may take a few minutes.

What Can You Do After Adding Funds?

Once you’ve added money to your Groww account, here’s what you can do:

Buy Stocks: Like Reliance, TCS, Zomato, or any listed company
Invest in Mutual Funds: Like HDFC Flexi Cap or Nippon India Small Cap

How to Use the Funds:

Search for the stock or mutual fund you want.
Tap on Buy (for stocks) or Invest (for mutual funds).
Enter the amount or quantity.
Choose Groww Balance as your payment option.
Confirm and done.

Can I Add Money to Groww Without KYC?

No, you can’t. To add money or invest in stocks or mutual funds on Groww, you must complete your KYC process. It’s a rule by SEBI (the stock market regulator).

Upload your PAN card.
Enter your Aadhaar number and complete OTP verification.
Record a selfie and a short video inside the app.
That’s it! Approval usually comes in 24-48 hours.

Once KYC is done, you can freely add money and start investing. It’s a one-time process, like verifying your phone number for WhatsApp. Do it once, and you're good to go!

Conclusion

In conclusion, you now know exactly how to add funds in Groww App. It’s simple, fast, and safe. Without money in your account, you can’t buy stocks or invest. It’s like trying to shop with an empty wallet. Whether you’re buying your first SBI share or starting a ₹500 SIP in HDFC Mutual Fund, just follow the steps above.