ESAF Net Banking: Registration, Login, Key Features & Benefits

ESAF Small Finance Bank which was originally established as an NGO under the Evangelical Social Action Forum (ESAF) in 1992, transitioned into a Small Finance Bank in March 2017, the headquarters in Kerala, as the bank offers a range of a financial service, which includes ESAF Net Banking and the various loan options.

In this blog, we will explore the all features, benefits, and step-by-step processes to register for the ESAF Net Banking, which is making it easier for you to manage your financial needs securely and conveniently.

Registration

So if you are an ESAF Bank customer and have not yet registered your net banking then you need to follow the given below:

1. Visit the official website.
2. Click on the Login button.
3. Now click on the New User Enrollment option. 
4. You have to choose the option between Debit Card PIN, Personal Details, or Reference Number.

And done with the further process which we will discuss below.

Through Debit Card PIN

If you choose the Debit Card PIN option then you need to follow these steps which are given below:

1. Click the debit card PIN option.
2. Now scroll down and accept the all terms and services of usage of Internet banking.
3. Click on the process button.
4. Enter customer no. and other necessary details for the validation.
5. Enter the ATM debit card which is registered with PIN.
6. Then you will receive OTP on your registered mobile number for the authentication.
7. Enter and confirm your new User ID and Password to login to the net banking.

Through Personal Details 

If you choose the Personal Details option then you need to follow these steps which are given below:

1. Click on the Personal Details option.
2. Now the notice will pop up on your display screen, click on the continue button if you are matching the needs with that notice.
3. Now scroll down and accept the all terms and services of usage of Internet banking.
4. Click on the process button.
5. Enter customer no. and other necessary details for the validation.
6. Enter your details.
7. Then you will receive OTP on your registered mobile number for the authentication.
8. Enter and confirm your new User ID and Password to login to the net banking.

Through Reference Number

If you choose the Reference Number option then you need to follow these steps which are given below:

1. Click on the Reference Number option.
2. Now the notice will pop up on your display screen, click on the continue button after reading that notice carefully.
3. Now scroll down and accept the all terms and services of usage of Internet banking.
4. Click on the process button.
5. Enter customer ID and other necessary details for the validation.
6. Enter your reference number.
7. Then you will receive OTP on your registered mobile number for the authentication.
8. Enter and confirm your new User ID and Password to login to the net banking.

Login

You can log in the Net Banking by following the steps which are given below:

1. Visit the official website of ESAF Net Banking.
2. Click on the Login button.
3. Enter the user ID.
4. Enter the Captcha.
5. Then continue to log in.

Sometimes there is a certain situation where the changes users forget their banking password or user ID.

So in this case, the customers can call customer care of ESAF bank or you can find a message when you register your account in this bank that message will contain your user ID and password for login.

Or you can click on the forgot User ID then again you will find three options you just have to choose and fill up the form accordingly to generate the new one.

Benefits 

ESAF Net Banking is an online banking platform that provides its customers with a wide range of banking services, which is including balance inquiries, fund transfers, bill payments, and many more.

It is designed to enhance the user's convenience by offering secure, 24/7 access to your bank account, which makes banking operations simple and also hassle-free. So here are some benefits of having an ESAF Net Banking:

• Ease of Use: Here the platform is designed with a user-friendly interface which makes this easy for both tech-savvy and less technical which can easily be understood by all the customers.
• Paperless transaction: Here the customer can handle all the banking available online, as it reduces the paperwork needs.
• Mobile Compatibility: It is also available on mobile, and also makes it convenient for the customer to perform transactions.
• 24/7 Availability: The services on the net banking are 24/7 hours as it allows their customers to access the banking services at any time from anywhere.
• Time-saving: No more waiting in long queues at the bank, as it allows you to perform a wide range of transactions instantly, from money transfers to bill payments.
• Real-Time Alerts: Here customers can receive instant alerts for every transaction and also keep the customer informed of all the activities which are related to their bank account.

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Key Features

ESAF Bank net banking offers a lot of key features to their customers to make their net banking experience more convenient and smooth.  So here are some of the key features of  ESAF Bank Net Banking:

• Bill Payment: Here customers can easily pay the bill through the ESAF bank net banking.
• Fixed Deposit and reducing deposit: This allows the customer customer to create, check and manage the status of fixed deposit and reduce deposit online.
• Fund Transfer: Customer can easily transfer their money through NEFT, RTGS, and IMPS.
• Account Management: Here customer can view their financial activities such as bank accounts, history transactions and many more.
• Loan Management: Here the customer can check their loan balance, and even apply for the loan.

Wrapping Up

Lastly, ESAF Net Banking is a great way to manage your banking tasks easily and securely, whether you need to transfer money, check your account balance, or pay bills. This online platform makes everything simple and fast, so by signing up,  you can enjoy the ease and convenience of modern banking without about safety.