SBI Net Banking: A Complete Guide on Registration & Login

In today’s digital world, standing in bank queues is old-school. Whether you want to send money, pay bills, or buy shares of Tata Motors or Infosys at midnight, SBI Net Banking is the smart way. With SBI Net Banking, you’ll learn how to register, login, transfer funds, and more.

What is SBI Net Banking?

SBI Net Banking is an online service from State Bank of India that helps you handle your banking needs anytime, anywhere. With it, you can:

• Send money (NEFT, RTGS, IMPS, UPI)
• Check account balance
• Pay bills and taxes
• Buy or sell mutual funds
• Invest in IPOs like LIC, Zomato
• Open or manage FDs and RDs
• Recharge your mobile or DTH

Think of it as your own digital branch, open 24/7.

Details Required for Opening SBI Net Banking

Good news , you don’t need to submit physical documents to activate SBI Net Banking. You just need to keep these details ready:

• SBI Branch Code
• SBI Account Number
• SBI ATM Card Details 
• Registered Mobile Number  
• CIF Number
• Name of the Country

How to Register Your Account for SBI Net Banking?

Follow these steps to register your SBI Net Banking account easily:

1. Visit the SBI Net Banking Portal.

2. Select Personal Banking Login or Corporate Banking Login (as needed).

3. Click OK on the alert message

4. Choose New User Registration / Activation.

5. Click Next

6. Fill in your details:

• Account Number
• CIF Number (from passbook)
• Branch Code
• Registered Mobile Number
• Country

7. Tick I Agree.

8. Click Submit.

If you have an ATM / Debit Card

• Select I have an ATM card.
• Enter your ATM card details and click Proceed.
• Set a permanent username.
• Create a login password as per SBI rules (with uppercase, lowercase, number, and special character).
• Confirm your password and click Submit.

Your registration is complete, You can now log in using your username and password.

Note: If you don’t have an ATM card, you’ll need to visit your SBI branch to complete the activation. And make sure your mobile number is linked to your account before starting the process.

SBI Bank Net Banking Log-in Procedure

Whether you’re using SBI Personal or Corporate Net Banking, logging in is easy.

SBI Personal Banking 

The instructions are given below via the SBI personal banking website.

1. Go to official website of SBI Net Banking.

2. Click Login under the Personal Banking section.

3. On the next page, click Continue to Login

4. Enter your Username, Password,, and Captcha , then click on the Login button.

SBI Corporation Login

Here, the SBI Corporation banking users go through these steps to log in to their net banking. 

1. Go to the official website of SBI Net Banking.

2. Click on Corporate Banking / YONO Business.

3. Select Corporate from the dropdown and click Login.

4. Enter your User ID, Password, and Captcha, then click on the Login button.

How to Reset SBI Net Banking Password?

You can reset your password in these ways: Online using your ATM card or profile password or by visiting your SBI branch.

How to reset your password online

1. Go to www.onlinesbi.com
2. Click Login under Personal Banking, then click Continue to Login.
3. Click Forgot Username / Login Password.
4. From the pop-up, choose Forgot My Login Password and click Next.
5. Fill in these details: Username, date of birth, account number, country, mobile number, or captcha code.
6. Click Submit.
7. Enter the OTP sent to your registered mobile number.
8. Click Confirm.
9. Choose how to reset: ATM card details or Profile password.
10. Enter the required details and click Confirm.
11. You’ll get a reference number and a link to return to the login page.
12. Set your new password, confirm it, and click Submit.
13. You can now log in with your new password.

Note: Make your password strong, use uppercase, lowercase, numbers, and a special character.

How to Activate SBI Net Banking?

Follow these simple steps to activate your SBI Net Banking:

1. Go to www.onlinesbi.com.
2. Choose Personal Banking Login or Corporate Banking Login (as needed).
3. Click New User Registration / Activation.
4. Fill in these details: Account number, branch code, CIF number (from passbook), country, registered mobile number, choose banking facility (View, Limited Transaction, or Full Transaction)
5. Tick I Agree and click Submit.
6. Enter the OTP sent to your mobile and click Confirm.
7. Select I have my ATM card and click Submit.
8. Enter your ATM card details and click Continue.
9. Set a permanent username.
10. Create a login password that includes: One uppercase letter, one lowercase letter, one number, or one special character
11. Re-enter the password to confirm and click Submit.

You’ll get a success message once activation is done.

Note: Keep your username and password safe. Don’t share them with anyone.

How to Transfer Funds via SBI Net Banking?

State Bank of India Net Banking lets you send money anytime using NEFT, RTGS, IMPS, or UPI, all available 24/7. Here’s how you can do it:

1. Go to www.onlinesbi.com and log in.
2. Click on Payments / Transfers.
3. Choose: Other Bank Transfer if you’re sending to a different bank, or Accounts of Others within SBI if you’re sending to another SBI account
4. Select the type of transfer (NEFT, RTGS, IMPS, UPI).
5. Choose the account you want to send money from.
6. Enter the amount and select the beneficiary.
7. Tick the box to agree to the terms.
8. Click Submit.
9. Review the details on the screen carefully.
10. Click Confirm. Enter the OTP sent to your registered mobile.
11. Click Confirm again.

You’ll get a confirmation message once the transfer is successful.

Note: Always double-check the beneficiary details before confirming. A wrong account number means your money could go to someone else.

SBI Net Banking Daily Limits

Here’s what you can do in a day using this Net Banking:

Transactions	Per Day Limit
Transfer within the self-accounts	₹2,00,00,000
Recurring/ Fixed Deposit	₹99,99,999
Interbank Transfer- NEFT and RTGS	₹10,00,000
Third-party transfer within SBI	₹10,00,000
IMPS	₹5,00,000
Credit Card VISA Transfer	₹1,00,000
UPI	₹1,00,000
Quick Transfer	₹50,000
Mobile Top Up	₹50,000
SBI Prepaid Cards Payment	₹50,000
DTH Recharge	₹50,000
Postpaid Bill Payment	₹50,000
SBI Life Premium	₹50,000
YONO Cash	₹20,000
QR Cash Withdrawal	₹4,000
mCash	₹2,202

Features and Services of SBI Net Banking

With this Net Banking, you can manage almost everything related to your bank account without visiting the branch. Here’s what you can do:

• Download statements: Get your full account statement or mini statement to check transactions.
• Check CIBIL score: See your credit score directly from net banking.
• View account details: Check your account balance, account info, and transaction history.
• Update profile: Change your PAN details, nomination, or personal details.
• Link Aadhaar: Link your Aadhaar card to your SBI account easily.
• Transfer funds: Send money within SBI or to other banks using NEFT, RTGS, IMPS, or UPI.
• Change password: Update your login password whenever you want.
• Pay bills and taxes: Pay NPS, tax, mobile recharge, SIP, and more.
• Request Demand Draft: Apply for a DD online without going to the branch

Conclusion

In conclusion, SBI Net Banking is your key to easy, safe banking from home. With just a few steps, you can register, login, and manage your money anytime. Whether it’s paying bills, transferring funds, or investing, it’s all just a click away. Set it up today, and skip the bank lines forever.