SBI Net Banking: A Complete Guide on Registration & Login

SBI net banking is online banking that has become a necessity for convenient and secure financial transactions. Nowadays, everything is becoming digital, as the time is for the digital age. In this blog, we will discuss all the processes and activities of SBI net banking and also explore their benefits.

Overview

The State Bank of India is the largest public bank in the country. It provides its customers with net banking services that allow them to perform a wide range of banking activities from the comfort of their homes. 

Document Required for Opening the SBI Net Banking

So to activate the SBI net banking portal, you don’t need to provide any documents. So you just need to ensure that you have the following details readily available. Let's have a look at the documents,

• SBI Branch Code
• SBI Account Number
• SBI ATM Card Details 
• Registered Mobile Number  
• CIF Number
• Name of the Country

How to Register Your Account for SBI  Bank Net Banking

Here are the given below on how to register your account for SBI  Bank Net Banking. Let’s have a look at the given below instructions,

1st Step: First, you have to navigate the official website of SBI Bank.

2nd Step: You just have to click on the New User Registration. (note that if the bank has provided you with the pre-printed Internet banking kit then you need not register online. So the alert message will be received by you on the login page. And you can use the credentials provided in the PPK to log into the Net banking).

3rd Step: After that, you just have to click on the OK button in the alert message box.

4th Step: Now, for new user registration select the New Users Registration from the drop-down menu.

5th Step: After that, you just have to click on the Next button to continue the process.

6th Step: After that, you have to enter your account number, CIF number and the branch code to be written in your password.

7th Step: Now you have to select your country.

8th Step: Then you have to enter the registered mobile number.

9th Step: Now you have to select the required net banking facility that you want to receive, Full or Limited transaction Right / view Right.

1oth Step: After this, you need to enter the captcha code and submit.

11th Step: Then you have to enter the OTP (One-Time-Password) received on your registered mobile number or email address and then confirm.

12th Step: The option will come to complete the registration process, and the option will be 

• Here, if a user has an ATM card, then select the ATM card option. And then you have to click on the submit button.
• Then enter your debit card and click on the proceed button.
• After that, you are requested to generate the permanent usernames.
• And then you have to create a password as per the SBI guidelines.
• After that, you have to re-enter the password to confirm it.
• You need to click on the submit button.

13th Step: Now your registration is successfully completed, you can log in with a permanent username and password.

But note that if a user doesn’t have an ATM card then the net banking will be activated by the SBI bank branch.

SBI  Bank Net Banking log-in Procedure

Here is the instruction we have explained the online net banking login process for both SBI personal and SBI corporate Banking users. Let's have a look at the given instruction,

SBI Personal Banking 

The instructions given below via the SBI personal banking website,

1. First, you have to go to the official website of SBI.
2. And then you have to select the Login button under the personal banking section.
3. After that, you need to enter your Username and Password in the fields provided and then you need to click on the Login button.

SBI Corporation Login

Here, the SBI Corporation banking users go through these steps to log in to their net banking. the instructions given below which you have to follow,

1. First, you need to visit the official website of SBI e-banking.
2. And then you need to go to the YONO State Bank of India Corporate Banking section.
3. Then you need to select the corporate from the drop-down menu and then click the login button, and then refer to the picture below for a better understanding.
4. Now on the next page, you have to enter your User ID, password, and Captcha, and then you have to click on the login button to access the net banking portal.

SBI Bank Net Banking password reset methods

There are many different ways by which you can reset your SBI Net banking password, by visiting the bank branch, by using the details of your ATM card, by using the profile password, and there are some alternatives. 

Here you can reset your password by using the online on the SBI portal by providing the profile password or the ATM card details. The steps to the rest of SBI Netbanking passwords online are given below.

Steps to Reset the Password

1. First, you have to navigate to the SBI online website.
2. After that, you have to click on the login under the personal banking section.
3. Then you need to click on the continue to login button.
4. And then in the login section, you have to click on the Forgot Username/ Login Password.
5. The next step will be a pop-up window that will appear with a dropdown menu. Then you just have to select the ‘Forgot My Login Password’ option and then you have to click on the ‘Next’ button.
6. And then they will provide details such as username, date of birth, account number, country, mobile number, and captcha code, and then again click on the submit button.
7. Then, the OTP will be sent to your registered mobile number, and then you just need to enter the OTP. Now you have to click on the confirm button.
8. Now you will be redirected to the page where you can reset the password, select either using the ATM card details or using the Profile Password option, and then click on the submit button.
9. After all these processes, on the next screen, you have to enter the required details, i.e. either your ATM card details or the profile password, and then you have to click on the confirm button.
10. Now you will get the reference number along with a link below to return to the retail portal, and then you have to click on the link.
11. And then you have to enter the new password and then click on the submit button. So here you can log in to the SBI net banking by entering the new password.

How to Activate the SBI Net Banking

Here, are the given steps to activate the SBI e-banking,  you just have to follow the given steps,

1. First, you need to navigate the SBI Internet Banking portal.
2. And then you have to select the personal Booking login or the SBI YONO corporate banking as required.
3. And then you have to click on the New User registration/ Activation option on the next page of your tab.
4. After that, you have to fill out the Account number, Branch code, CIF number, Country, Registered Phone number, and Banking facility.
5. Now you have to choose between the View Transaction, Restricted Transactions, and Full Transaction, from the facility needed section. 
6. Then you have to enter all the details and then you have to click on the I Agreed to process button.
7. And then you have to enter the OTP and then click on the Confirm button.
8. Now you have to choose the I have my ATM card option and then you have to click on the submit button. 
9. After that, you have to verify the ATM card credentials, and then you have to click on the continue after entering the ATM card information.
10. Now you have to create a permanent username and a login password but remember that the upper and the lowercase alphabets, a number, and a special character must be included in the password.
11. Then enter the password again to the confirm button, and then click on the submit button.
12. Now the user will be notified once the registration is successful.

How  to Transfer the Fund via SBI  Bank Net Banking

Well, in SBI there are various ways through which you can transfer funds with the help of SBI bank Internet banking and those are RTGS, NEFT, IMPS, and UPI. So these are available for 24/7 hour 365 days and can transfer your funds securely with the help of these channels, so here you have to follow the given below instructions,

1. First, you have to visit the official website of the SBI.
2. Then you have to click on the Other Bank Transfer under the Payments/ Transfer tab if a user has a pay to another bank account.
3. Now you have to click on the Account of others within SBI, so if a user has to transfer the money within the SBI.
4. After that, you have to select the types of transactions and then click on the process button.
5. Then you have to select the account from which the transfer has to be made.
6. And then enter the amount to be transferred, and then select the Beneficiary account.
7. Now you have to click on the check box after accepting the terms and conditions and then click on the submit button.
8. After that, they verify the information which is displayed on the screen and if the given information is correct then you have to click on the confirm button.
9. Now you have to enter the OTP received on the registration mobile number and then click on the confirm button.
10. And then you will receive the confirmation message which will be received after the successful transaction.

SBI Net Banking Limit 

The following tables are provided by the per-day limit. As it applies to the different types of transactions that you can conduct through SBI net banking. So let’s have a look at the given table.

Transactions	Per Day Limit
Transfer within the self-accounts	INR 2,00,00,000
Recurring/ Fixed Deposit	INR 99,99,999
Interbank Transfer- NEFT and RTGS	INR 10,00,000
Third-party transfer within SBI	INR 10,00,000
IMPS	INR 5,00,000
Credit Card VISA Transfer	INR 1,00,000
UPI	INR 1,00,000
Quick Transfer	INR 50,000
Mobile Top Up	INR 50,000
SBI Prepaid Cards Payment	INR 50,000
DTH Recharge	INR 50,000
Postpaid Bill Payment	INR 50,000
SBI Life Premium	INR 50,000
YONO Cash	INR 20,000
QR Cash Withdrawal	INR 4,000
mCash	INR 2,202

Features and Services of SBI Net Banking for Customer

Here given below instruction, through SBI Internet Banking, an account holder can access the following services, 

• Here you can download the SBI Bank account statement to track the previous transactions and you can also download your SBI Mini bank statement.
• You can check your CIBIL Score and your credit card statements.
• You can also check the bank account details.
• Here you can check your Bank account information.
• Also, you can update the profile details, PAN card details, and nomination.
• You can link your SBI bank account to your Aadhaar card.
• Here you can transfer funds within the SBI bank account and the other bank accounts.
• You can change the SBI login password.
• Here you can make NPS payments, tax payments, mobile recharges, and SIP registration.
• You can even request a Demand Draft.

Conclusion

In conclusion, SBI Net Banking is a convenient and secure way to manage your financial activities. So by following the simple activation process, you can avail many benefits as they offer many features and services. So here the customer can take full advantage of this digital banking revolution. And experience totally hassle-free banking with SBI net banking.

Here we have mentioned all such details and also discussed SBI net banking in detail. Here in this blog, we have covered documents required for opening, how to register, log, and activate your account,  password reset methods, transfer of funds, limits, and features and services. We hope the given information in this blog about “SBI net banking ” is helpful and informative. If you have a Canara Bank account there you can also avail the same benefits and features of net banking.